8645 Chaplins Ct, Delmar, MD 21875 Property Records

Wicomico County property record for 8645 Chaplins Ct, Delmar, MD 21875

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,925 sqft · built 2012
Lot Size	0.652 acres (28,393 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (May 2017)
Tax Bill	$2,359 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-028470`

Property Details

APN / Parcel Number

Primary APN	`11-028470`
Alternative APN	`028470`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,925 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	28,393 sqft (0.652 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	028470
Street Address	8645 CHAPLINS CT
City	DELMAR
State	MD
Zip	21875-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TT
Legal Description	LOT 9-28,393 SQFT 8645 CHAPLINS CT CHAPLINS COVE SEC 1
Legal Subdivision	CHAPLINS COVE
Legal Lot Number	9
Jurisdiction	WICOMICO MD
Township / Civil Division	11, DELMAR
Census Block Group	3
Census Block	3042
Census Tract	10703

Owner

8645 Chaplins Ct is owned and occupied by an individual who bought it in May 2017.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	8645 CHAPLINS CT, DELMAR, MD 21875-2701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
May 24, 2017	Deed of Trust, Transfer STATE EMP CU/MD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2017 · Amount on File
Deed Sale	May 31, 2017 · Amount on File
Prior Sale	Nov 15, 2011 · Amount on File
Deed Document Number	20174174-135
Deed Book / Page	4174 / 135
Prior Transfer Date	Jun 14, 2011
Prior Transfer Doc	0033370407
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	8645 CHAPLINS CT, DELMAR, MD 21875-2701
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047350451
Date	Nov 17, 2020
Book Page	4735/451

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2040

May 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	8645 CHAPLINS CT, DELMAR, MD 21875-2701
Document Number	0041740140
Book / Page	004174 / 000140
Instrument Date	May 24, 2017
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	MID-ATLANTIC TITLE AND ESCROW COMPANY, MID-ATLANTIC TITLE & ESCROW CO

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8645 CHAPLINS CT DELMAR MD 218752701, DELMAR, MD 21875-2701

Mortgage

Document Number	0041740140
Date	May 31, 2017
Book Page	004174/000140

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	GLEN BURNIE, MD 21060

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8645 Chaplins Ct was $2,359 with a homeowner's exemption.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,600 Land $38,000 Building $285,600	$323,600 Land $38,000 Building $285,600
2025	$2,359.00 Homeowner's exemption
2023	$2,292.00 Homeowner's exemption	$256,000 Land $38,000 Building $218,000	$256,000 Land $38,000 Building $218,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8645 Chaplins Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8645 Chaplins Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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