8446 Chaplins Ct, Delmar, MD 21875 Property Records

Wicomico County property record for 8446 Chaplins Ct, Delmar, MD 21875

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,691 sqft · built 2016
Lot Size	0.786 acres (34,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,900 (Apr 2018)
Tax Bill	$3,538 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-028438`

Property Details

APN / Parcel Number

Primary APN	`11-028438`
Alternative APN	`028438`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,691 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	34,233 sqft (0.786 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	301 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	028438
Street Address	8446 CHAPLINS CT
City	DELMAR
State	MD
Zip	21875-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TT
Legal Description	LOT 5-34,233 SQFT 8664 CHAPLINS COURT CHAPLINS COVE SEC 1
Legal Subdivision	CHAPIN COVE
Legal Lot Number	5
Jurisdiction	WICOMICO MD
Township / Civil Division	11, DELMAR
Census Block Group	3
Census Block	3042
Census Tract	10703

Owner

Source: Wicomico County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8446 CHAPLINS CT, DELMAR, MD 21875-2702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 10, 2018	Deed, Transfer · Conventional Mortgage HOWARD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2018 · Amount on Record
Deed Sale	Apr 10, 2018 · Amount on Record
Prior Sale	Oct 7, 2016 · Amount on Record
Deed Book / Page	4309 / 234
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	8446 CHAPLINS CT, DELMAR, MD 21875-2702
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & STLMT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048110385
Date	Mar 17, 2021
Book Page	4811/385

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 1, 2036

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Apr 10, 2018
Property Address	8446 CHAPLINS CT, DELMAR, MD 21875-2702
Document Number	0043090234
Book / Page	4309 / 234
Map Reference	LB MSB 4067 FO84
Instrument Date	Mar 28, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	DALMARVA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8446 CHAPLINS CT, DELMAR, MD 21875-2702

Mortgage

Document Number	0004309241
Date	Apr 10, 2018
Instrument	4309/241

Lender

Name	HOWARD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,900 (+26.14%) Land $39,500 Building $376,400	$415,900 (+26.14%) Land $39,500 Building $376,400
2025	$3,538.00 (+7.6%)
2023	$3,288.00	$329,700 Land $39,500 Building $290,200	$329,700 Land $39,500 Building $290,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 77% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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