8638 Gaines Ave, Orangevale, CA 95662 Property Records

Sacramento County property record for 8638 Gaines Ave, Orangevale, CA 95662

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,814 sqft · built 1985
Lot Size	0.173 acres (7,523 sqft)
Owner	Company Name on Record
Tax Bill	$3,341 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`261-0490-059-0000`

Property Details

APN / Parcel Number

Primary APN	`261-0490-059-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,814 sqft Living Area
1st Floor Area	1,814 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,523 sqft (0.173 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8638 GAINES AVE
City	ORANGEVALE
State	CA
Zip	95662-3909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	ALMOND ESTATES EXC M/R, LOT 59
Legal Subdivision	ALMOND ESTATES
Legal Lot Number	59
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1004
Census Tract	8203

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8638 GAINES AVE, ORANGEVALE, CA 95662-3909
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 26, 2021	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Apr 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 21, 2021
Transfer Doc	4260000001715
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8638 GAINES AVE, ORANGEVALE, CA 95662-3909
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8638 GAINES AVE, ORANGEVALE, CA 95662-3909

Mortgage

Document Number	0000001202
Date	Jul 29, 2022
Instrument	2022072901202

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 26, 2021
Property Address	8638 GAINES AVE, ORANGEVALE, CA 95662-3909
Document Number	0000001717
Map Reference	MB 125 MAP 15
Instrument Date	Apr 21, 2021
Instrument	202104261717
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8638 GAINES AVE, ORANGEVALE, CA 95662-3909

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 26, 2021
Property Address	8638 GAINES AVE, ORANGEVALE, CA 95662-3909
Document Number	0000001715
Map Reference	MB 125 MAP 15
Instrument Date	Apr 21, 2021
Instrument	202104261715
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8638 GAINES AVE, ORANGEVALE, CA 95662-3909

Mortgage

Document Number	0000001716
Date	Apr 26, 2021
Instrument	202104261716

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8638 GAINES AVE, ORANGEVALE, CA 95662-3909
Document Number	1804230356
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8638 GAINES AVE ORANGEVALE CA 956623909, ORANGEVALE, CA 95662-3909

Mortgage

Document Number	1804230356
Date	Apr 23, 2018
Instrument	1804230356

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$288,239 (+2%) Land $66,277 Building $221,962
2025	$3,341.00 (+0.97%) Homeowner's exemption	$282,588 (+4.04%) Land $64,978 Building $217,610
2024	$3,309.00 (+2.6%)
2023	$3,225.00 (+0.56%) Homeowner's exemption	$271,616 Land $62,455 Building $209,161
2022	$3,207.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1986–2025)
Claims Outside the SFHA	13 of 13
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE VALE WATER COMPANY private · serves 16,861 people · EPA ID CA3410016
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Succeed.Net, Verizon.

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