864 Wayne Ave, Defiance, OH 43512 Property Records

Defiance County property record for 864 Wayne Ave, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,690 sqft · built 1948
Lot Size	0.13 acres (5,650 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2020)
Tax Bill	$2,093 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B011036000300`

Property Details

APN / Parcel Number

Primary APN	`B011036000300`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,690 sqft Living Area
Gross Area	3,491 sqft
1st Floor Area	1,084 sqft
Upper Floors Area	606 sqft
Basement Area	1,084 sqft
Finished Basement	542 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,650 sqft (0.13 acres)
Lot Dimensions	113 ft deep x 50 ft wide
Garage Type	Attached - Unfinished
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	192 sqft
Patio Area	63 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	864 WAYNE AVE
City	DEFIANCE
State	OH
Zip	43512-2868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LATTYS GROVE LOT 4
Legal Subdivision	LATTYS GROVE
Legal Lot Number	4
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	1
Census Block	1036
Census Tract	958700

Owner

864 Wayne Ave is owned and occupied by an individual who bought it in August 2020.

Source: Defiance County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	864 WAYNE AVE, DEFIANCE, OH 43512-2868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Warranty Deed, Transfer · VA Mortgage MIDWEST COMMUNITY FCU
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on File
Deed Sale	Aug 21, 2020 · Amount on File
Prior Sale	Oct 29, 2010 · Amount on File
Deed Document Number	20203811
Deed Book / Page	430 / 2432
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Aug 21, 2020
Property Address	864 WAYNE AVE, DEFIANCE, OH 43512-2868
Document Number	430/2432
Book / Page	430 / 2432
Map Reference	VOL 1 PG 29
Instrument Date	Aug 19, 2020
Instrument	202000003811
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 WAYNE AVE, DEFIANCE, OH 43512-2868
Investor	Possibly a Property Investor

Mortgage

Document Number	202000003812
Date	Aug 21, 2020
Instrument	202000003812

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	864 WAYNE AVE, DEFIANCE, OH 43512-2868
Transaction Type	Mortgage
Record Updated	Mar 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700000268
Date	Jan 17, 2017
Book Page	401/1696
Instrument	201700000268

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 864 Wayne Ave was $2,093.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,093.00	$53,570 (-) Land $3,010 Building $50,560
2024	$2,093.00 (+1.16%)	$53,570 (-) Land $3,010 Building $50,560	$153,050 (%) Land $8,600 Building $144,450
2023	$2,069.00 (-6.8%)	$53,570 (+3.64%) Land $3,010 Building $50,560	$153,057 Land $8,600 Building $144,457
2022	$2,220.00	$51,690 Land $3,010 Building $48,680
2020			$147,680 Land $8,600 Building $139,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 864 Wayne Ave in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	43 (1978–2009)
Claims Outside the SFHA	6 of 43
Most Recent Claim	Mar 2009 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 864 Wayne Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: RTEC Communications.

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