864 Morningside Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 864 Morningside Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,753 sqft · built 2002
Lot Size	0.134 acres (5,840 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jul 2012)
Tax Bill	$3,924 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-1950-003-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1950-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,753 sqft Living Area
1st Floor Area	1,753 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	5,840 sqft (0.134 acres)
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	864 MORNINGSIDE DR
City	FOLSOM
State	CA
Zip	95630-6146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (S
Legal Description	EMPIRE RANCH VILLAGE 47, LOT 3
Legal Subdivision	EMPIRE RANCH VILLAGE 47
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2002
Census Tract	8510

Owner

864 Morningside Dr is owned and occupied by two individuals who bought it in July 2012.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	864 MORNINGSIDE DR, FOLSOM, CA 95630-6146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jun 3, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2012 · Amount on File
Deed Sale	Jul 9, 2012 · Amount on File
Prior Sale	Jun 10, 2008 · Amount on File
Deed Book / Page	20120709 / 1378
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	864 MORNINGSIDE DR, FOLSOM, CA 95630-6146
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 MORNINGSIDE DR, FOLSOM, CA 95630-6146

Mortgage

Document Number	0000001451
Date	Jun 3, 2021
Instrument	202106031451

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	864 MORNINGSIDE DR, FOLSOM, CA 95630-6146
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 MORNINGSIDE DR, FOLSOM, CA 95630-6146

Mortgage

Document Number	6030000001451
Date	Jun 3, 2021
Book Page	20210603/1451

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 864 Morningside Dr was $3,924, up 0.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$408,207 (+2%) Land $157,000 Building $251,207
2025	$3,924.00 (+0.62%)	$400,204 Land $153,922 Building $246,282
2024	$3,900.00 (+2.96%)
2023	$3,788.00 (-1.64%)	$384,665 Land $147,946 Building $236,719
2022	$3,851.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 864 Morningside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 864 Morningside Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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