848 Morningside Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 848 Morningside Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,230 sqft · built 2002
Lot Size	0.168 acres (7,337 sqft)
Owner	Individual Name on Record
Last Sale	$860,000 (May 2026)
Tax Bill	$7,894 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-1950-007-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1950-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,230 sqft Living Area
1st Floor Area	1,276 sqft
2nd Floor Area	954 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,337 sqft (0.168 acres)
Garage Area	397 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	848 MORNINGSIDE DR
City	FOLSOM
State	CA
Zip	95630-6146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (S
Legal Description	EMPIRE RANCH VILLAGE 47, LOT 7
Legal Subdivision	EMPIRE RANCH VILLAGE 47
Legal Lot Number	7
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2002
Census Tract	8510

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	848 MORNINGSIDE DR, FOLSOM, CA 95630-6146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Grant Deed, Transfer · Conventional Mortgage FIRST ISLAND FINANCIAL CORPORATION
Oct 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	May 22, 2015 · Amount on Record
Deed Book / Page	20260515 / 1217
Prior Transfer Date	Oct 20, 2021
Prior Transfer Doc	0000001007
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 15, 2026
Property Address	848 MORNINGSIDE DR, FOLSOM, CA 95630-6146
Document Number	2026001217
Book / Page	20260515 / 1217
Instrument Date	May 13, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95,546.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	848 MORNINGSIDE DR, FOLSOM, CA 95630-6146

Mortgage

Document Number	2026001218,
Date	May 15, 2026
Book Page	20260515/1218

Lender

Name	FIRST ISLAND FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 25, 2021
Property Address	848 MORNINGSIDE DR, FOLSOM, CA 95630-6146
Document Number	2021102501007
Map Reference	MB 283 MAP 5
Instrument Date	Oct 20, 2021
Instrument	2021102501007
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 MORNINGSIDE DR, FOLSOM, CA 95630-6146

Mortgage

Document Number	2021102501008
Date	Oct 25, 2021
Instrument	2021102501008

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$600,673 (+2%) Land $183,876 Building $416,797
2025	$7,894.00 (+1.66%)	$588,896 (+4.04%) Land $180,271 Building $408,625
2024	$7,765.00 (+3.16%)
2023	$7,527.00 (+1.06%)	$566,030 Land $173,272 Building $392,758
2022	$7,448.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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