864 Montclair St, Benton, AR 72015 Property Records

Saline County property record for 864 Montclair St, Benton, AR 72015

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,170 sqft · built 1991
Lot Size	0.115 acres (5,040 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Nov 2022)
Tax Bill	$697 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`800-64209-000`

Property Details

APN / Parcel Number

Primary APN	`800-64209-000`
Alternative APN	`63433`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft
Flooring	Steel Beam

Exterior

Year Built	Built 1991
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,040 sqft (0.115 acres)
Lot Dimensions	120 ft deep x 42 ft wide
Driveway	Driveway
Driveway Area	736 sqft
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	63433
Street Address	864 MONTCLAIR ST
City	BENTON
State	AR
Zip	72015-3889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2022-026574
Legal Range	15W
Legal Township	02S
Legal Section	11
Legal Subdivision	ST JOHN'S PARK
Legal Lot Number	9
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	2
Census Block	2001
Census Tract	10101

Owner

Source: Saline County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	864 MONTCLAIR ST, BENTON, AR 72015-3889
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO
Aug 31, 2018	Warranty Deed, Transfer
Nov 21, 2016	Loan Modification, Mortgage BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	2022-026574
Deed Book / Page	2022 / 026574
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Nov 23, 2022
Property Address	864 MONTCLAIR ST, BENTON, AR 72015-3889
Document Number	0000026574
Instrument Date	Nov 18, 2022
Instrument	2022-026574
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1201 MILITARY RD STE 2, 2, BENTON, AR 72015-2922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	864 MONTCLAIR ST, BENTON, AR 72015-3889

Mortgage

Document Number	0000026575
Date	Nov 23, 2022
Instrument	2022-026575

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Aug 31, 2018
Property Address	864 MONTCLAIR ST, BENTON, AR 72015-3889
Document Number	0000016894
Instrument Date	Jun 20, 2018
Instrument	16894
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount Recorded
Tax	$112.49
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1201 MILITARY RD #2 BENTON AR 720152922, 2, BENTON, AR 72015-2922

November 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALINE AR
Property Address	864 MONTCLAIR ST, BENTON, AR 72015-3889
Document Number	0000001933
Instrument Date	Nov 21, 2016
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 731 BENTON AR 720180731, BENTON, AR 72018-0731

Mortgage

Document Number	0000001933
Date	Feb 1, 2017
Instrument	1933

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	BENTON, AR 72018

Agreement

Term	60 Months
Due	Jan 31, 2022

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,616 (-) Land $4,420 Building $17,196
2024	$697.00 (-9.72%)
2023	$772.00 Homeowner's exemption	$21,616 Land $4,420 Building $17,196	$108,080 Land $22,100 Building $85,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Apr 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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