864 Bridgeway Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 864 Bridgeway Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 776 sqft · built 2019
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$324,500 (Jul 2019)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Sale & Mortgage + 3 more
APN	`03-23-0-105-017`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-105-017`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	776 sqft Living Area
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	864 BRIDGEWAY DR
City	O FALLON
State	IL
Zip	62269-6911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SAVANNAH HILLS 2ND ADD FINAL PLAT LOT 176 A02619770
Legal Subdivision	SAVANNAH HILLS
Legal Block	105
Legal Lot Number	176
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2013
Census Tract	503404

Owner

864 Bridgeway Dr is owned and occupied by two individuals who bought it in July 2019.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	864 BRIDGEWAY DR, O FALLON, IL 62269-6911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 19, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage USAA
Jul 18, 2018	Trustee's Deed, Construction Loan · Line of Credit BANK OF O'FALLON
May 4, 2018	Grant Deed, Construction Loan · Line of Credit BANK OF O'FALLON
May 4, 2018	Grant Deed, Transfer TITLE PROFESSIONALS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	May 4, 2018 · Amount on File
Deed Document Number	20192619770
Prior Transfer Date	Apr 24, 2018
Prior Transfer Doc	00A2575130
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	864 BRIDGEWAY DR, O FALLON, IL 62269-6911
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02686788
Date	Feb 8, 2021
Instrument	A02686788

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate	2.25%

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 19, 2019
Property Address	864 BRIDGEWAY DR, O FALLON, IL 62269-6911
Document Number	00A2619770
Instrument Date	Jul 18, 2019
Instrument	2619770
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 31, 2019
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	864 BRIDGEWAY DR O FALLON IL 62269, O FALLON, IL 62269

Mortgage

Document Number	A2619771
Date	Jul 19, 2019
Instrument	2619771

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2049

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 18, 2018
Property Address	864 BRIDGEWAY DR, O FALLON, IL 62269-6911
Instrument Date	Jul 13, 2018
Instrument	2582988
Transaction Type	Construction Loan
Record Updated	Aug 10, 2018
Title Company	BENEDICK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	792 GREYSTONE PL O FALLON IL 622696853, O FALLON, IL 62269-6853
Investor	Possibly a Property Investor

Mortgage

Document Number	00A2582988
Date	Jul 18, 2018
Instrument	2582988

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O'FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 17, 2019

Interest

Rate Type	Adjustable Rate
Rate	7.25%

May 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 4, 2018
Property Address	864 BRIDGEWAY DR, O FALLON, IL 62269-6911
Document Number	00A2575131
Instrument Date	Apr 24, 2018
Instrument	2575131
Transaction Type	Construction Loan
Record Updated	May 16, 2018
Title Company	TITLE PROFESSIONALS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	702 GREYSTONE PL O FALLON IL 62269, O FALLON, IL 62269
Investor	Possibly a Property Investor

Mortgage

Document Number	A2575132
Date	May 4, 2018
Instrument	2575132

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O'FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 3, 2019

Interest

Rate Type	Adjustable Rate
Rate	7.25%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 4, 2018
Property Address	864 BRIDGEWAY DR, O FALLON, IL 62269-6911
Document Number	00A2575130
Instrument Date	Apr 24, 2018
Instrument	2575130
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	TITLE PROFESSIONALS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	613 W HIGHWAY 50 O FALLON IL 622691942, O FALLON, IL 62269-1942

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$141,705 Land $22,959 Building $118,746	$425,115 Land $68,877 Building $356,238
2022	$92,920 Land $18,082 Building $74,838	$278,760 Land $54,246 Building $224,514

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 864 Bridgeway Dr; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 864 Bridgeway Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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