860 Bridgeway Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 860 Bridgeway Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,696 sqft · built 2020
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$458,000 (May 2026)
Tax Bill	$8,324 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2025 Mortgage + 5 more
APN	`03-23-0-105-018`

Property Details

APN / Parcel Number

Primary APN	`03-23-0-105-018`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,696 sqft Living Area
Basement Area	1,696 sqft
Unfinished Basement	1,696 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	8,712 sqft (0.2 acres)
Garage Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	860 BRIDGEWAY DR
City	O FALLON
State	IL
Zip	62269-6911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SAVANNAH HILLS 2ND ADD FINAL PLAT LOT 175 A02814212
Legal Subdivision	SAVANNAH HILLS
Legal Block	105
Legal Lot Number	175
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	2
Census Block	2013
Census Tract	503404

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	860 BRIDGEWAY DR, O FALLON, IL 62269-6911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · VA Mortgage AMERICAN MORTGAGE CORP
Jun 10, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 27, 2026	Warranty Deed, Construction Loan · Construction Mortgage DELMAR FINANCIAL COMPANY
Jul 8, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage AMERICAN MTG CORP
May 15, 2019	Trustee's Deed, Construction Loan · Line of Credit BANK OF O'FALLON
May 4, 2018	Grant Deed, Construction Loan · Line of Credit BANK OF O'FALLON
May 4, 2018	Grant Deed, Transfer TITLE PROFESSIONALS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	May 28, 2024 · Amount on Record
Deed Document Number	20262884696
Prior Transfer Date	Apr 24, 2018
Prior Transfer Doc	00A2575130
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	860 BRIDGEWAY DR, O FALLON, IL 62269-6911
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02732980
Date	Jan 11, 2022
Instrument	A02732980

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.37%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	860 BRIDGEWAY DR, O FALLON, IL 62269-6911
Transaction Type	Mortgage
Record Updated	Jun 12, 2026
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 BRIDGEWAY DR, O FALLON, IL 62269-6911

Mortgage

Document Number	0A02850520
Date	Jun 10, 2025
Instrument	A02850520

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.5%
Change Frequency	10 Years

May 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 27, 2026
Property Address	860 BRIDGEWAY DR, O FALLON, IL 62269-6911
Document Number	0002884696
Instrument Date	May 27, 2026
Instrument	20262884696
Transaction Type	Construction Loan
Record Updated	Aug 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,387.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	860 BRIDGEWAY DR, O FALLON, IL 62269-6911

Mortgage

Date	May 27, 2026

Lender

Name	DELMAR FINANCIAL COMPANY

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 8, 2020
Property Address	860 BRIDGEWAY DR, O FALLON, IL 62269-6911
Document Number	00A2657347
Instrument Date	Jul 2, 2020
Instrument	2657347
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 24, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$461.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	520 PEARL CHASE CIBOLO TX 781084427, CIBOLO, TX 78108-4427

Mortgage

Document Number	A2657348
Date	Jul 8, 2020
Instrument	2657348

Lender

Name	AMERICAN MTG CORP
Address	SAINT LOUIS, MO 63114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2050

Interest

Rate	2.87%

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 15, 2019
Property Address	860 BRIDGEWAY DR, O FALLON, IL 62269-6911
Instrument Date	May 13, 2019
Instrument	2612907
Transaction Type	Construction Loan
Record Updated	Jun 12, 2019
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	792 GREYSTONE PL O FALLON IL 622696853, O FALLON, IL 62269-6853

Mortgage

Document Number	00A2612907
Date	May 15, 2019
Instrument	2612907

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O'FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 14, 2020

Interest

Rate Type	Adjustable Rate
Rate	7.25%

May 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 4, 2018
Property Address	860 BRIDGEWAY DR, O FALLON, IL 62269-6911
Document Number	00A2575131
Instrument Date	Apr 24, 2018
Instrument	2575131
Transaction Type	Construction Loan
Record Updated	May 16, 2018
Title Company	TITLE PROFESSIONALS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	702 GREYSTONE PL O FALLON IL 62269, O FALLON, IL 62269
Investor	Possibly a Property Investor

Mortgage

Document Number	A2575132
Date	May 4, 2018
Instrument	2575132

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O'FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 3, 2019

Interest

Rate Type	Adjustable Rate
Rate	7.25%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 4, 2018
Property Address	860 BRIDGEWAY DR, O FALLON, IL 62269-6911
Document Number	00A2575130
Instrument Date	Apr 24, 2018
Instrument	2575130
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	TITLE PROFESSIONALS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	613 W HIGHWAY 50 O FALLON IL 622691942, O FALLON, IL 62269-1942

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,324.00 (+95.12%) Homeowner's exemption	$126,571 (+10.11%) Land $18,236 Building $108,335	$379,713 (+10.11%) Land $54,708 Building $325,005
2024	$4,266.00	$114,950 (+23.86%) Land $16,562 Building $98,388	$344,850 (+23.86%) Land $49,686 Building $295,164
2022		$92,805 Land $14,362 Building $78,443	$278,415 Land $43,086 Building $235,329

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1979–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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