8636 State Rte 3, Ruma (Red Bud), IL 62278 Property Records

Randolph County property record for 8636 State Rte 3, Ruma, IL 62278

Property Summary

Property TypeRural Improved / Non-Residential
Lot Size3.87 acres (168,577 sqft)
Owner2 Individual Names on Record
Tax Bill$4,483 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Dec 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-005-004-50

Property Details

APN / Parcel Number

Primary APN14-005-004-50

Exterior

Lot Area168,577 sqft (3.87 acres)

Location & Zoning

Street Address8636 STATE ROUTE 3
CityRUMA
StateIL
Zip62278-2626
Property CategoryOther
Property TypeOther > Rural Improved / Non-Residential
Legal Description473/67 2015R02192 2015R02193 PT NE SW SEC 4 T5 R8
Legal Range08
Legal Township05
Legal Section04
JurisdictionRANDOLPH IL
Township / Civil DivisionRUMA
Census Block Group2
Census Block2053
Census Tract950900

Owner

Source: Randolph County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8636 STATE ROUTE 3, RUMA, IL 62278-2626
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2023Deed of Trust, Mortgage · Line of Credit
DIETERICH BANK
Dec 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
NORTH COUNTY SAVINGS BANK
Jan 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH IL
Property Address8636 STATE ROUTE 3, RUMA, IL 62278-2626
Transaction TypeMortgage
Record UpdatedFeb 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R00185
DateJan 20, 2023
Instrument2023R00185
Lender
NameDIETERICH BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 23, 2033

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH IL
Property Address8636 STATE ROUTE 3, RUMA, IL 62278-2626
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017R04602
DateDec 28, 2017
Instrument2017R04602
Lender
NameNORTH COUNTY SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 22, 2037
Interest
Rate TypeAdjustable Rate

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANDOLPH IL
Property Address8636 STATE ROUTE 3, RUMA, IL 62278-2626
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBENCHMARK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R00096
DateJan 7, 2020
Instrument2020R00096
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term192 Months
DueJan 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyRandolph County
Unified School DistrictRed Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,483.00 (+7.2%) Homeowner's exemption$91,845 (+6.69%) Land $2,120 Building $89,725
2024$4,182.00 (+15.05%) Homeowner's exemption$86,085 (+13.86%) Land $1,935 Building $84,150
2022$3,635.00 Homeowner's exemption$75,605 Land $1,615 Building $73,990

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1993)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Harrisonville Telephone Company
Fiber
1,000 / 1,000

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