8606 State Rte 3, Ruma (Red Bud), IL 62278 Property Records

Randolph County property record for 8606 State Rte 3, Ruma, IL 62278

Property Summary

Property Type	Single Family Home
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Oct 2021)
Tax Bill	$2,355 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-005-009-00`

Property Details

APN / Parcel Number

Primary APN	`14-005-009-00`

Exterior

Lot Area	58,370 sqft (1.34 acres)

Location & Zoning

Street Address	8606 STATE ROUTE 3
City	RUMA
State	IL
Zip	62278-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	276/498 2008R02827 2021R04192 SW COR NW SE SEC 4 T5 R8
Legal Range	08
Legal Township	05
Legal Section	04
Jurisdiction	RANDOLPH IL
Township / Civil Division	RUMA
Census Block Group	2
Census Block	2053
Census Tract	950900

Owner

8606 State Rte 3 is owned and occupied by two individuals who bought it in October 2021.

Source: Randolph County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8606 STATE ROUTE 3, RUMA, IL 62278-2626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on File
Deed Sale	Oct 27, 2021 · Amount on File
Prior Sale	Jun 12, 2008 · Amount on File
Deed Document Number	20214192
Record Updated	Oct 29, 2026

October 2021: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	RANDOLPH IL
Recording Date	Oct 27, 2021
Property Address	8606 STATE ROUTE 3, RUMA, IL 62278-2626
Document Number	2021R04192
Instrument Date	Oct 22, 2021
Instrument	2021R04192
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1126 37TH ST, 1126, HUDSON, WI 54016-6732

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8606 STATE ROUTE 3, RUMA, IL 62278-2626

Mortgage

Document Number	2021R04193
Date	Oct 27, 2021
Instrument	2021R04193

Lender

Name	BUENA VISTA NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 8606 State Rte 3 was $2,355 with a homeowner's exemption, up 7.8% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,355.00 (+7.78%) Homeowner's exemption	$51,100 (+6.83%) Land $8,065 Building $43,035	$153,300 (+6.83%) Land $24,195 Building $129,105
2024	$2,185.00 Homeowner's exemption	$47,835 Land $7,550 Building $40,285	$143,505 Land $22,650 Building $120,855
2022	$1,874.00 Homeowner's exemption	$41,885 Land $6,610 Building $35,275	$125,655 Land $19,830 Building $105,825

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8606 State Rte 3 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8606 State Rte 3 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber	1,000 / 1,000