Bay County property record for 8635 E Bayhead Ct, Youngstown, FL 32466
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,301 sqft · built 1997 |
| Lot Size | 1.03 acres (44,997 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Nov 2025) |
| Tax Bill | $1,181 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jul 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05365-070-000 |
| Primary APN | 05365-070-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,301 sqft Living Area |
| 1st Floor Area | 2,421 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 44,997 sqft (1.03 acres) |
| Lot Dimensions | 300 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 160 sqft |
| Deck Area | 560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8635 E BAYHEAD CT |
|---|---|
| City | YOUNGSTOWN |
| State | FL |
| Zip | 32466-6603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | BAYHEAD EST U-1 LOT 20 ORB 4435 P 650 |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | BAYHEAD EST |
| Legal Lot Number | 20 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 402 |
Source: Bay County records · APN 05365-070-000
Assessment roll updated January 5, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8635 E BAYHEAD CT, YOUNGSTOWN, FL 32466-6603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 05, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 16, 2021 | Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| May 13, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2025 · Amount on Record |
| Deed Sale | Nov 05, 2025 · Amount on Record |
| Prior Sale | Jul 16, 2021 · Amount on Record |
| Deed Document Number | 202564571 |
| Deed Book / Page | 4970 / 1566 |
| Prior Transfer Date | Feb 10, 2006 |
| Prior Transfer Doc | 0027460779 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 05, 2025 |
| Property Address | 8635 E BAYHEAD CT, YOUNGSTOWN, FL 32466-6603 |
| Document Number | 0049701566 |
| Book / Page | 4970 / 1566 |
| Map Reference | MB 11 PG 84&84 |
| Instrument Date | Nov 05, 2025 |
| Instrument | 2025064571 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATL TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11921 COLERAIN RD APT 4410, 4410, SAINT MARYS, GA 31558-2973 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8635 E BAYHEAD CT, YOUNGSTOWN, FL 32466-6603 |
| Document Number | 0049701568 |
|---|---|
| Date | Nov 05, 2025 |
| Instrument | 4970/1568 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 16, 2021 |
| Property Address | 8635 E BAYHEAD CT, YOUNGSTOWN, FL 32466-6603 |
| Document Number | 0044350650 |
| Book / Page | 4435 / 650 |
| Map Reference | MB 11 PG 84 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021054784 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2021 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3840 PALM ST, 3840, SAINT AUGUSTINE, FL 32084-9049 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 13, 2021 |
| Property Address | 8635 E BAYHEAD CT, YOUNGSTOWN, FL 32466-6603 |
| Document Number | 0044050823 |
| Book / Page | 4405 / 823 |
| Map Reference | MB 11 PG 84&84-A |
| Instrument Date | May 11, 2021 |
| Instrument | 2021035949 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $245.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9721 CREEK ST, 9721, YOUNGSTOWN, FL 32466-2778 |
| Name | Verified Name |
|---|---|
| Address | 3840 PALM ST, SAINT AUGUSTINE, FL 32084-9049 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,181.00 (+0.43%) Homeowner's exemption | $135,088 (+2.9%) | $219,469 (+5.96%) Land $46,341 Building $173,128 |
| 2024 | $1,176.00 (+2.53%) Homeowner's exemption | $131,281 (+3%) | $207,131 (+1.61%) Land $43,092 Building $164,039 |
| 2023 | $1,147.00 (+11.47%) Homeowner's exemption | $127,457 (+3%) | $203,845 (+64.73%) Land $37,962 Building $165,883 |
| 2022 | $1,029.00 Homeowner's exemption | $123,745 Land $33,345 Building $90,400 | $123,745 Land $33,345 Building $90,400 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 93 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 10 (2018–2021) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 115 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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