Bay County property record for 8729 E Bayhead Ct, Youngstown, FL 32466
| Property Type | Vacant Land |
|---|---|
| Details | 4 bd · 2.5 ba · 1,981 sqft · built 1985 |
| Lot Size | 1.24 acres (54,275 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $44,750 (May 2025) |
| Tax Bill | $691 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2026 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05365-066-010 |
| Primary APN | 05365-066-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,981 sqft Living Area |
| Gross Area | 2,464 sqft |
| 1st Floor Area | 1,341 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Shingles |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 54,275 sqft (1.24 acres) |
| Lot Dimensions | 300 ft deep x 181 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Driveway | Driveway |
| Pool Area | 480 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 1,264 sqft |
| Deck Area | 552 sqft |
| Patio Area | 552 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8729 E BAYHEAD CT |
|---|---|
| City | YOUNGSTOWN |
| State | FL |
| Zip | 32466-2006 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | BC15 |
| Legal Description | BAYHEAD ESTATES UNIT 1 126A LOT 17 & S 31.42 OF LOT 16 ORB 4839 P 1532 |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 17 |
| Legal Subdivision | BAYHEAD ESTATES |
| Legal Lot Number | 17,16 |
| Legal Unit | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 402 |
Source: Bay County records · APN 05365-066-010
Assessment roll updated January 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6224 BABBY LN, PANAMA CITY, FL 32404-9603 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage BAY COUNTY BRD OF CNTY COMMISIONERS |
| Jan 20, 2026 | Deed of Trust, Mortgage · Construction Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 19, 2024 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2025 · Amount on Record |
| Deed Sale | May 02, 2025 · Amount on Record |
| Prior Sale | Sep 10, 2024 · Amount on Record |
| Deed Document Number | 202524584 |
| Deed Book / Page | 4909 / 1091 |
| Prior Transfer Date | Aug 28, 2024 |
| Prior Transfer Doc | 0048391532 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 8729 E BAYHEAD CT, YOUNGSTOWN, FL 32466-2006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0049931446 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 4993/1446 |
| Instrument | 2026003253 |
| Name | BAY COUNTY BRD OF CNTY COMMISIONERS |
|---|---|
| Type | Government Agency |
| Address | PANAMA CITY, FL 32401 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 8729 E BAYHEAD CT, YOUNGSTOWN, FL 32466-2006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6224 BABBY LN, PANAMA CITY, FL 32404-9603 |
| Document Number | 0049931418 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 4993/1418 |
| Instrument | 2026003252 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 01, 2055 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 19, 2024 |
| Property Address | 8729 E BAYHEAD CT, YOUNGSTOWN, FL 32466-2006 |
| Document Number | 0047660688 |
| Book / Page | 4766 / 688 |
| Map Reference | MB 11 PG 84&84A |
| Instrument Date | Jan 19, 2024 |
| Instrument | 2024003043 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 08, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $691.00 (+11.81%) | $55,918 (+22.07%) Land $55,918 | $55,918 (+22.07%) Land $55,918 |
| 2024 | $618.00 (-80.34%) | ||
| 2023 | $3,144.00 (+3.22%) | $45,807 (+13.85%) Land $45,807 | $45,807 (+13.85%) Land $45,807 |
| 2022 | $3,046.00 | $40,236 Land $40,236 | $40,236 Land $40,236 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 93 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 10 (2018–2021) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 115 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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