8628 Reading Rd, Cincinnati, OH 45215 Property Records

Hamilton County property record for 8628 Reading Rd, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,451 sqft · built 1920
Lot Size	0.108 acres (4,748 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (May 2024)
Tax Bill	$2,240 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`671-0010-0120-00`

Property Details

APN / Parcel Number

Primary APN	`671-0010-0120-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,451 sqft Living Area
1st Floor Area	806 sqft
2nd Floor Area	645 sqft
Upper Floors Area	645 sqft
Basement Area	806 sqft

Exterior

Year Built	Built 1920
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	4,748 sqft (0.108 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8628 READING RD
City	CINCINNATI
State	OH
Zip	45215-5526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	428 MAIN ST 45.51 X 100 LOT 14 J MUELLER SUB
Legal Subdivision	J MUELLER SUB
Legal Lot Number	14
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	3
Census Block	3031
Census Tract	23201

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8628 READING RD, CINCINNATI, OH 45215-5526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 10, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 17, 2023	Intrafamily Transfer, Transfer
Jan 17, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 10, 2024 · Amount on Record
Deed Sale	May 10, 2024 · Amount on Record
Prior Sale	Jan 17, 2023
Deed Document Number	0000031377
Deed Book / Page	15164 / 2178
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8628 READING RD, CINCINNATI, OH 45215-5526
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8628 READING RD, CINCINNATI, OH 45215-5526

Mortgage

Document Number	0000100402
Date	Dec 23, 2025
Book Page	15568/1436
Instrument	2025-0100402

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 10, 2024
Property Address	8628 READING RD, CINCINNATI, OH 45215-5526
Document Number	0000031377
Book / Page	15164 / 2178
Map Reference	MB 24 PG 33
Instrument Date	May 3, 2024
Instrument	2024-0031377
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8628 READING RD, CINCINNATI, OH 45215-5526

Mortgage

Document Number	0000031378
Date	May 10, 2024
Instrument	2024-0031378

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jan 17, 2023
Property Address	8628 READING RD, CINCINNATI, OH 45215-5526
Document Number	0000003918
Book / Page	14833 / 1984
Map Reference	MB 24 PG 33
Instrument Date	Jan 13, 2023
Instrument	2023-0003918
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8628 READING RD, CINCINNATI, OH 45215-5526

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jan 17, 2023
Property Address	8628 READING RD, CINCINNATI, OH 45215-5526
Document Number	0000003917
Book / Page	14833 / 1982
Map Reference	MB 24 PG 33
Instrument Date	Jan 13, 2023
Instrument	2023-0003917
Transaction Type	Transfer
Record Updated	Feb 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8628 READING RD, CINCINNATI, OH 45215-5526

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,240.00 (-2.14%)	$42,172 (-) Land $7,529 Building $34,643
2024	$2,289.00 (+0.18%)	$42,172 (-) Land $7,529 Building $34,643
2023	$2,285.00 (+22.32%)	$42,172 (+57.5%) Land $7,529 Building $34,643	$120,490 (+57.5%) Land $21,510 Building $98,980
2022	$1,868.00	$26,776 Land $6,052 Building $20,724
2020			$76,500 Land $17,290 Building $59,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	14 (1979–2020)
Claims Outside the SFHA	2 of 14
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, Verizon.

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