86312 Callaway Dr, Yulee, FL 32097 Property Records

Nassau County property record for 86312 Callaway Dr, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,620 sqft · built 1972
Lot Size	0.333 acres (14,520 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Dec 2012)
Tax Bill	$1,293 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`42-2N-27-4400-0003-0060`

Property Details

APN / Parcel Number

Primary APN	`42-2N-27-4400-0003-0060`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,620 sqft Heated Area
Gross Area	1,984 sqft
1st Floor Area	2,148 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,520 sqft (0.333 acres)
Lot Dimensions	120 ft deep x 121 ft wide
Garage Area	320 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	308 sqft
Patio Area	56 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	86312 CALLAWAY DR
City	YULEE
State	FL
Zip	32097-9006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-2
Legal Description	BLOCK 3 PT OF LOTS 6 & 7 IN OR 1829/742 YULEE HEIGHTS SUB PB 3/47A
Legal Range	27E
Legal Township	02N
Legal Section	42
Legal Subdivision	YULEE HEIGHTS SUB
Legal Tract	4
Legal Block	3
Legal Lot Number	6,7 7
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4032
Census Tract	50304

Owner

86312 Callaway Dr is owned and occupied by an individual who bought it in December 2012.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	86312 CALLAWAY DR, YULEE, FL 32097-9006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2012 · Amount on File
Deed Sale	Dec 11, 2012 · Amount on File
Prior Sale	May 24, 2004
Deed Document Number	201232321
Deed Book / Page	1829 / 0742
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	86312 CALLAWAY DR, YULEE, FL 32097-9006
Document Number	0022450629
Instrument Date	Nov 29, 2018
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	86312 CALLAWAY DR YULEE FL 320979006, YULEE, FL 32097-9006

Mortgage

Document Number	0022450629
Date	Dec 26, 2018
Book Page	002245/000629
Instrument	45039396

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 25, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 86312 Callaway Dr was $1,293 with a homeowner's exemption, up 11.4% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,293.00 (+11.37%) Homeowner's exemption	$124,598 (+9.08%)	$225,992 (+8.89%) Land $72,000 Building $153,992
2024	$1,161.00 (+2.47%) Homeowner's exemption	$114,226 (+3%)	$207,535 (+2.55%) Land $60,000 Building $147,535
2023	$1,133.00 (+12.74%) Homeowner's exemption	$110,899 (+2.96%)	$202,372 (+22.19%) Land $60,000 Building $142,372
2022	$1,005.00 Homeowner's exemption	$107,709	$165,617 Land $48,000 Building $117,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86312 Callaway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86312 Callaway Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20