863 N 3550 W, Layton, UT 84041 Property Records

Davis County property record for 863 N 3550 W, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,300 sqft · built 2006
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$82,600 (Sep 2006)
Tax Bill	$3,526 (2025)
Deeds & Mortgages	May 2021 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-554-0330`

Property Details

APN / Parcel Number

Primary APN	`12-554-0330`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,300 sqft Living Area
Basement Area	1,533 sqft
Unfinished Basement	1,533 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	772 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	863 N 3550 W
City	LAYTON
State	UT
Zip	84041-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	ALL OF LOT 330, WESTFIELD ESTATES PHASE 3. CONT 0.30 ACRES
Legal Subdivision	WESTFIELD ESTATES PHASE 3
Legal Phase	3
Legal Lot Number	330
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2002
Census Tract	125413

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	863 N 3550 W, LAYTON, UT 84041-3450
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FCU
Sep 9, 2019	Deed of Trust, Mortgage CLEARFIELD RECYCLING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2006 · Amount on Record
Deed Sale	Sep 11, 2006 · Amount on Record
Prior Sale	Sep 11, 2006 · Amount on Record
Deed Document Number	20062200265
Deed Book / Page	4114 / 278
Prior Transfer Date	Sep 7, 2006
Prior Transfer Doc	0002200265
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	863 N 3550 W, LAYTON, UT 84041-3450
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7757/1558
Date	May 11, 2021
Book Page	7757/1558
Instrument	3380833

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	863 N 3550 W, LAYTON, UT 84041-3450
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	US TITLE COMPANY OF UTAH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003246860
Date	Apr 29, 2020
Book Page	7502/1175
Instrument	3246860

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	863 N 3550 W, LAYTON, UT 84041-3450
Document Number	0003186401
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003186401
Date	Sep 11, 2019
Book Page	007344/002119
Instrument	3186401

Lender

Name	CLEARFIELD RECYCLING
Address	96 W 1700 S, CLEARFIELD, UT 84015-2007

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,800 (-5.5%) Land $133,868 Building $215,932	$636,000 (-5.5%) Land $243,397 Building $392,603
2025	$3,526.00 (+4.94%)	$370,150 (-39.42%) Land $134,963 Building $235,187	$673,000 (+10.15%) Land $245,387 Building $427,613
2024	$3,360.00 (+2.5%)
2023	$3,278.00 (-5.59%)	$611,000 Land $153,397 Building $457,603	$611,000 Land $153,397 Building $457,603
2022	$3,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Connext Networks, Utah Broadband.

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