845 N 3550 W, Layton, UT 84041 Property Records

Davis County property record for 845 N 3550 W, Layton, UT 84041

Property Summary

Property Type	Single Family Home
Details	7 bd · 3.5 ba · 2,784 sqft · built 2006
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$877,800 (May 2023)
Tax Bill	$4,260 (2025)
Deeds & Mortgages	May 2023 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-554-0329`

Property Details

APN / Parcel Number

Primary APN	`12-554-0329`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,784 sqft Living Area
Basement Area	2,170 sqft
Unfinished Basement	2,170 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	745 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	845 N 3550 W
City	LAYTON
State	UT
Zip	84041-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	ALL OF LOT 329, WESTFIELD ESTATES PHASE 3. CONT 0.30 ACRES
Legal Subdivision	WESTFIELD ESTATES PHASE 3
Legal Phase	3
Legal Lot Number	329
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2002
Census Tract	125413

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	845 N 3550 W, LAYTON, UT 84041-3450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	20233528687
Deed Book / Page	8255 / 638
Prior Transfer Date	Jan 10, 2007
Prior Transfer Doc	0002236316
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	May 15, 2023
Property Address	845 N 3550 W, LAYTON, UT 84041-3450
Document Number	008255/638
Book / Page	8255 / 638
Instrument Date	May 9, 2023
Instrument	3528687
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	REAL ADVANTAGE TITLE INSURANCE AGENCY, REAL ADVANTAGE TTL INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	845 N 3550 W, LAYTON, UT 84041-3450

Mortgage

Document Number	0003528689
Date	May 15, 2023
Instrument	3528689

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Nov 15, 2021
Property Address	845 N 3550 W, LAYTON, UT 84041-3450
Document Number	7886/1644
Book / Page	7886 / 1644
Instrument Date	Nov 11, 2021
Instrument	3435262
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 N 3550 W, LAYTON, UT 84041-3450

Mortgage

Document Number	3435272
Date	Nov 15, 2021
Instrument	3435272

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,400 (-5.54%) Land $133,868 Building $288,532	$768,000 (-5.54%) Land $243,397 Building $524,603
2025	$4,260.00 (+4.87%)	$447,150 (-39.41%) Land $134,963 Building $312,187	$813,000 (+10.16%) Land $245,387 Building $567,613
2024	$4,062.00 (+2.6%)
2023	$3,959.00 (-5.85%)	$738,000 Land $153,397 Building $584,603	$738,000 Land $153,397 Building $584,603
2022	$4,205.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Connext Networks, Utah Broadband.

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