863 Main Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 863 Main Ave, Schenectady, NY 12303 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1920
Square Footage	1,280 sqft Living Area
Lot Size	1,575 sqft (0.036 acres)
Occupancy	Owner Occupied
Last Sale	$135,000 (2022)
Tax Bill	$4,426.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 49.47-5-24`
Alternative APN	`150004904700050240000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,280 sqft Living Area
1st Floor	740 sqft 1st Floor
2nd Floor	540 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	1,575 sqft (0.036 acres)
Depth X Width	63 ft x 25 ft Depth x Width
Porch Area	169 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	863 MAIN AVE
City	SCHENECTADY
State	NY
Zip	12303-1153
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2 WOOD
Legal Block	5
Legal Lot Number	24.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	1
Census Block	1010
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.47-5-24

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	863 MAIN AVE, SCHENECTADY, NY 12303-1153
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Prior Sale	Jan 10, 2013 · Amount on Record
Deed Doc Number	202246250
Deed Book / Page	2091 / 897
Record Refreshed	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 30, 2022
Property Address	863 MAIN AVE, SCHENECTADY, NY 12303-1153
Document Number	0000046250
Book / Page	2091 / 897
Instrument Date	Aug 19, 2022
Instrument	202246250
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	863 MAIN AVE, SCHENECTADY, NY 12303-1153

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	22705 138TH AVE, LAURELTON, NY 11413-2423

Mortgage

Document Number	0000046251
Date	Aug 30, 2022
Instrument	202246251

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,426.00 (+84.57%)	$81,300 (-) Land $8,000 Building $73,300	$134,625 (+30.82%) Land $13,247 Building $121,378
2023		$81,300 (+51.96%) Land $8,000 Building $73,300	$102,911 (+57.73%) Land $10,127 Building $92,784
2022		$53,500 Land $8,000 Building $45,500	$65,244 Land $9,756 Building $55,488
2021	$2,398.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.