845 Main Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 845 Main Ave, Schenectady, NY 12303

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,800 sqft · built 1930
Lot Size	0.117 acres (5,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,000 (Aug 2023)
Tax Bill	$6,100 (2026)
Deeds & Mortgages	May 2025 Transfer Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.48-3-39`

Property Details

APN / Parcel Number

Primary APN	`421500 49.48-3-39`
Alternative APN	`150004904800030390000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,800 sqft Total Area
1st Floor Area	1,140 sqft
Upper Floors Area	468 sqft
Attic	Attic
Attic Area	192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Lot Area	5,125 sqft (0.117 acres)
Lot Dimensions	125 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	236 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	845 MAIN AVE
City	SCHENECTADY
State	NY
Zip	12303-1129
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	QUACKENBUSH MAP 2 WD GAR AND SHOP
Legal Block	3
Legal Lot Number	39.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1011
Census Tract	21400

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	845 MAIN AVE, SCHENECTADY, NY 12303-1129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 9, 2025	Intrafamily Transfer, Transfer
Aug 14, 2023	Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Feb 24, 2003 · Amount on Record
Deed Document Number	202346101
Deed Book / Page	2113 / 640
Last Transfer Date	Apr 16, 2025
Transfer Doc	0000011370
Record Updated	Oct 29, 2026

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	May 9, 2025
Property Address	845 MAIN AVE, SCHENECTADY, NY 12303-1129
Document Number	0000011370
Instrument Date	Apr 16, 2025
Instrument	202511370
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	845 MAIN AVE, SCHENECTADY, NY 12303-1129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 MAIN AVE, SCHENECTADY, NY 12303-1129

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 14, 2023
Property Address	845 MAIN AVE, SCHENECTADY, NY 12303-1129
Document Number	0000046101
Book / Page	2113 / 640
Instrument Date	Jul 20, 2023
Instrument	202346101
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	NEWPORT ABSTRACT LLC, NEW YORK ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$664.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8465 MAIN AVENUE, SCHENECTADY, NY 12303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 E 91ST ST, BROOKLYN, NY 11212-1302

Mortgage

Document Number	0000046096
Date	Aug 14, 2023
Instrument	202346096

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,100.00 (+3.37%)
2025	$5,901.00 (+6.31%)	$109,100 (-) Land $16,400 Building $92,700	$180,659 (+30.82%) Land $27,157 Building $153,502
2023		$109,100 (-) Land $16,400 Building $92,700	$138,101 (+3.8%) Land $20,759 Building $117,342
2022		$109,100 Land $16,400 Building $92,700	$133,049 Land $20,000 Building $113,049
2021	$5,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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