863 Lutz Rd, Lima, OH 45801 Property Records

Allen County property record for 863 Lutz Rd, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,058 sqft · built 1945
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,900 (Nov 2021)
Tax Bill	$2,635 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-0604-03-015.000`

Property Details

APN / Parcel Number

Primary APN	`37-0604-03-015.000`
Alternative APN	`H2737060403015000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,058 sqft Living Area
1st Floor Area	1,218 sqft
Upper Floors Area	840 sqft
Family Room	Family Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	129 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	863 LUTZ RD
City	LIMA
State	OH
Zip	45801-1165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONG ACRE GARDENS LOTS 56 & 57 10 FT E SIDE FF 60.00
Legal Subdivision	LONG ACRE GARDENS
Legal Lot Number	56
Jurisdiction	ALLEN OH
Township / Civil Division	BATH
Census Block Group	1
Census Block	1028
Census Tract	11302

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	863 LUTZ RD, LIMA, OH 45801-1165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · USDA Mortgage ROCKET MORTGAGE
Nov 24, 2021	Warranty Deed, Transfer · Line of Credit MID-AMERICAN MORTGAGE INC
Sep 21, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PANDORA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Dec 13, 2007 · Amount on Record
Deed Document Number	202116492
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	863 LUTZ RD, LIMA, OH 45801-1165
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 LUTZ RD, LIMA, OH 45801-1165

Mortgage

Document Number	3180002540
Date	Mar 18, 2026
Book Page	2026/2540
Instrument	202603180002540

Lender

Name	ROCKET MORTGAGE
Address	999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Nov 24, 2021
Property Address	863 LUTZ RD, LIMA, OH 45801-1165
Document Number	11240016492
Book / Page	2021 / 16492
Map Reference	MB 4 PG 154
Instrument Date	Nov 23, 2021
Instrument	202111240016492
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 LUTZ RD, LIMA, OH 45801-1165

Mortgage

Document Number	11240016493
Date	Nov 24, 2021
Instrument	202111240016493

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	863 LUTZ RD, LIMA, OH 45801-1165
Document Number	0000011859
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 12, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	863 LUTZ RD LIMA OH 458011165, LIMA, OH 45801-1165

Mortgage

Document Number	0000011859
Date	Sep 29, 2020
Instrument	11859

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Sep 28, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Bath Township
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,635.00 (+0.88%)	$34,900 (-) Land $3,820 Building $31,080	$99,700 (-) Land $10,900 Building $88,800
2024	$2,612.00 (+19.6%) Homeowner's exemption	$34,900 (+40.05%) Land $3,820 Building $31,080	$99,700 (+40.03%) Land $10,900 Building $88,800
2023	$2,184.00 (+30.39%) Homeowner's exemption	$24,920 (-) Land $2,730 Building $22,190
2022	$1,675.00 Homeowner's exemption	$24,920 Land $2,730 Building $22,190
2021			$71,200 Land $7,800 Building $63,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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