828 Lutz Rd, Lima, OH 45801 Property Records

Allen County property record for 828 Lutz Rd, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,541 sqft · built 2000
Lot Size	3.52 acres (153,331 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Aug 2005)
Tax Bill	$5,097 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-0701-01-005.000`

Property Details

APN / Parcel Number

Primary APN	`37-0701-01-005.000`
Alternative APN	`H2737070101005000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,541 sqft Living Area
Gross Area	4,494 sqft
1st Floor Area	1,130 sqft
Upper Floors Area	1,058 sqft
Basement Area	1,130 sqft
Finished Basement	353 sqft
Unfinished Basement	777 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	153,331 sqft (3.52 acres)
Garage Type	Attached
Garage Area	1,176 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Frame Porch
Porch Area	258 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	828 LUTZ RD
City	LIMA
State	OH
Zip	45801-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE1/4 RTS 07-03-07 JOINT TEN
Jurisdiction	ALLEN OH
Township / Civil Division	BATH
Census Block Group	2
Census Block	2002
Census Tract	11200

Owner

828 Lutz Rd is owned and occupied by two individuals who bought it in August 2005.

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	828 LUTZ RD, LIMA, OH 45801-1138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Sep 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU
Feb 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2005 · Amount on File
Deed Sale	Aug 1, 2005 · Amount on File
Prior Sale	Oct 1, 1982
Deed Document Number	200513212
Deed Book / Page	945 / 11
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	828 LUTZ RD, LIMA, OH 45801-1138
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12120014036
Date	Dec 12, 2022
Book Page	2022/14036
Instrument	202212120014036

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	203 Months
Due	Nov 15, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	828 LUTZ RD, LIMA, OH 45801-1138
Document Number	0000011462
Instrument Date	Sep 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	828 LUTZ RD LIMA OH 458011138, LIMA, OH 45801-1138

Mortgage

Document Number	0000011462
Date	Sep 21, 2020
Instrument	11462

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	204 Months
Due	Sep 20, 2037

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	828 LUTZ RD, LIMA, OH 45801-1138
Document Number	0000002089
Book / Page	002017 / 002089
Instrument Date	Feb 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	828 LUTZ RD LIMA OH 458011138, LIMA, OH 45801-1138

Mortgage

Document Number	0000002089
Date	Feb 28, 2017
Book Page	002017/002089
Instrument	2089

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 27, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 828 Lutz Rd was $5,097, down 0.5% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Bath Township
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,097.00 (-0.47%)	$117,600 (-) Land $18,340 Building $99,260	$336,000 (-) Land $52,400 Building $283,600
2024	$5,121.00 (+36.34%) Homeowner's exemption	$117,600 (+4%) Land $18,340 Building $99,260	$336,000 Land $52,400 Building $283,600
2023	$3,756.00 (-1%) Homeowner's exemption	$84,000 (-) Land $13,090 Building $70,910
2022	$3,794.00 Homeowner's exemption	$84,000 Land $13,090 Building $70,910
2021			$240,000 Land $37,400 Building $202,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 828 Lutz Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 828 Lutz Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

Nearby Properties on Lutz Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures