863 Kyle St, San Jose, CA 95127 Property Records

Santa Clara County property record for 863 Kyle St, San Jose, CA 95127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,483 sqft · built 1985
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on File
Last Sale	$79,000 (Jun 2016)
Tax Bill	$12,792 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Dec 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`592-02-038`

Property Details

APN / Parcel Number

Primary APN	`592-02-038`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,483 sqft Living Area
1st Floor Area	725 sqft
2nd Floor Area	758 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	100 ft deep x 35 ft wide
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	863 KYLE ST
City	SAN JOSE
State	CA
Zip	95127-1060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-PD
Legal Description	TRACT 7602 BOOK 543 PAGE 21 PAGE 23 LOT 103
Legal Subdivision	TRACT NO 7602
Legal Tract	7602
Legal Lot Number	103
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1002
Census Tract	503803

Owner

863 Kyle St is owned and occupied by two individuals who bought it in June 2016.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	863 KYLE ST, SAN JOSE, CA 95127-1060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage PNC BANK NA
Dec 20, 2022	Intrafamily Transfer, Transfer · Line of Credit KEYPOINT CU
Dec 20, 2022	Intrafamily Transfer, Transfer
Oct 30, 2020	Quit Claim Deed, Transfer WALLICK & VOLK
Jun 6, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2016 · Amount on File
Deed Sale	Jun 23, 2016 · Amount on File
Prior Sale	Jan 10, 2005 · Amount on File
Deed Document Number	201623344645
Prior Transfer Date	Apr 23, 1996
Prior Transfer Doc	0013293839
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	863 KYLE ST, SAN JOSE, CA 95127-1060
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 KYLE ST, SAN JOSE, CA 95127-1060

Mortgage

Document Number	0025430614
Date	Jan 30, 2023
Instrument	25430614

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jan 20, 2063

Interest

Rate Type	Adjustable Rate

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 20, 2022
Property Address	863 KYLE ST, SAN JOSE, CA 95127-1060
Document Number	0025417660
Map Reference	MB 543 PG 21-23
Instrument Date	Dec 14, 2022
Instrument	25417660
Transaction Type	Transfer
Record Updated	Dec 29, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	863 KYLE ST, SAN JOSE, CA 95127-1060

Mortgage

Document Number	0025417661
Date	Dec 20, 2022
Instrument	25417661

Lender

Name	KEYPOINT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 20, 2022
Property Address	863 KYLE ST, SAN JOSE, CA 95127-1060
Document Number	0025417662
Map Reference	MB 543 PG 21-23
Instrument Date	Dec 14, 2022
Instrument	25417662
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	863 KYLE ST, SAN JOSE, CA 95127-1060

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 30, 2020
Property Address	863 KYLE ST, SAN JOSE, CA 95127-1060
Document Number	0024680722
Instrument Date	Oct 23, 2020
Instrument	24680722
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 KYLE ST SAN JOSE CA 951271060, SAN JOSE, CA 95127-1060

Mortgage

Document Number	24680723
Date	Oct 30, 2020
Instrument	24680723

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 6, 2019
Property Address	863 KYLE ST, SAN JOSE, CA 95127-1060
Document Number	0024196564
Instrument Date	May 24, 2019
Instrument	24196564
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	863 KYLE ST SAN JOSE CA 951271060, SAN JOSE, CA 95127-1060

Tax Assessment & Valuation

The 2025 property tax bill for 863 Kyle St was $12,792, up 1.6% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Berryessa Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$912,309 (+2%) Land $558,440 Building $353,869
2025	$12,792.00 (+1.64%)	$894,422 Land $547,491 Building $346,931
2024	$12,585.00 (+1.74%)
2023	$12,370.00 (+1.11%)	$859,692 Land $526,232 Building $333,460
2022	$12,234.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 863 Kyle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 863 Kyle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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