857 Kyle St, San Jose, CA 95127 Property Records

Santa Clara County property record for 857 Kyle St, San Jose, CA 95127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,483 sqft · built 1985
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on File
Last Sale	$1,060,000 (Mar 2018)
Tax Bill	$17,233 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`592-02-041`

Property Details

APN / Parcel Number

Primary APN	`592-02-041`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,483 sqft Living Area
1st Floor Area	725 sqft
2nd Floor Area	758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	100 ft deep x 35 ft wide
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	857 KYLE ST
City	SAN JOSE
State	CA
Zip	95127-1060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-PD
Legal Description	TRACT 7602 BOOK 543 PAGE 21 PAGE 23 LOT 100
Legal Tract	7602
Legal Lot Number	100
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1002
Census Tract	503803

Owner

857 Kyle St is owned and occupied by an individual who bought it in March 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	857 KYLE ST, SAN JOSE, CA 95127-1060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 5, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Mar 23, 2018	Grant Deed, Transfer · ARM BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Deed Document Number	201823894252
Prior Transfer Date	May 23, 2002
Prior Transfer Doc	0016385512
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	857 KYLE ST, SAN JOSE, CA 95127-1060
Document Number	0024591546
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 KYLE ST SAN JOSE CA 951271060, SAN JOSE, CA 95127-1060

Mortgage

Document Number	0024591546
Date	Aug 27, 2020
Instrument	24591546

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	857 KYLE ST, SAN JOSE, CA 95127-1060
Document Number	0024198861
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 KYLE ST SAN JOSE CA 951271060, SAN JOSE, CA 95127-1060

Mortgage

Document Number	0024198861
Date	Jun 10, 2019
Instrument	24198861

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.25%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 23, 2018
Property Address	857 KYLE ST, SAN JOSE, CA 95127-1060
Document Number	0023894252
Map Reference	MB543 PG21-23
Instrument Date	Mar 19, 2018
Instrument	23894252
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ORANGE COAST TITLE CO OF NOR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 KYLE ST, SAN JOSE, CA 95127-1060
Investor	Possibly a Property Investor

Mortgage

Document Number	0023894253
Date	Mar 23, 2018
Instrument	23894253

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 857 Kyle St was $17,233 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Berryessa Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,230,216 (+2%) Land $765,984 Building $464,232
2025	$17,233.00 Homeowner's exemption	$1,206,095 Land $750,965 Building $455,130
2023	$16,677.00 (+0.48%) Homeowner's exemption	$1,159,262 Land $721,805 Building $437,457
2022	$16,597.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 857 Kyle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 857 Kyle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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