863 Grove St, Monterey, CA 93940 Property Records

Monterey County property record for 863 Grove St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,528 sqft · built 1974
Lot Size	0.074 acres (3,200 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Jun 2010)
Tax Bill	$7,960 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jan 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-623-005-000`

Property Details

APN / Parcel Number

Primary APN	`001-623-005-000`
Alternative APN	`001-623-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,528 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,200 sqft (0.074 acres)
Garage Area	215 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	001-623-005
Street Address	863 GROVE ST
City	MONTEREY
State	CA
Zip	93940-4453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PETERS GATE ADD POR OF LOT 2 BLK 127 N OF W EXTENSION OF S LINE OF LOT 12
Legal Subdivision	PETERS GATE ADD
Legal Block	127
Legal Lot Number	2,12
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1018
Census Tract	12800

Owner

863 Grove St is owned and occupied by an individual who acquired it in December 2017.

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	863 GROVE ST, MONTEREY, CA 93940-4453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 5, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE CO
Jan 5, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Dec 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2010 · Amount on File
Deed Sale	Jun 29, 2010 · Amount on File
Prior Sale	May 5, 1994 · Amount on File
Deed Document Number	201035512
Last Transfer Date	Dec 30, 2017
Transfer Doc	0000000469
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	863 GROVE ST, MONTEREY, CA 93940-4453
Transaction Type	Mortgage
Record Updated	Mar 7, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 GROVE ST, MONTEREY, CA 93940-4453

Mortgage

Document Number	0000006312
Date	Feb 23, 2024
Instrument	2024006312

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 5, 2018
Property Address	863 GROVE ST, MONTEREY, CA 93940-4453
Document Number	0000000470
Map Reference	VOL3 PG42
Instrument Date	Dec 18, 2017
Instrument	2018000470
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 GROVE ST, MONTEREY, CA 93940-4453

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 5, 2018
Property Address	863 GROVE ST, MONTEREY, CA 93940-4453
Document Number	0000000469
Instrument Date	Dec 18, 2017
Instrument	469
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	863 GROVE ST MONTEREY CA 939404453, MONTEREY, CA 93940-4453

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 15, 2017
Property Address	863 GROVE ST, MONTEREY, CA 93940-4453
Document Number	0000069092
Instrument Date	Sep 29, 2017
Instrument	69092
Transaction Type	Transfer
Record Updated	Jan 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 PEARL ST #D4 MONTEREY CA 939403040, D4, MONTEREY, CA 93940-3040

Tax Assessment & Valuation

The 2025 property tax bill for 863 Grove St was $7,960.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$693,374 (+2%) Land $386,953 Building $306,421
2025	$7,960.00	$679,779 Land $379,366 Building $300,413
2023	$7,168.00 (+1.39%)	$653,385 Land $364,636 Building $288,749
2022	$7,070.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 863 Grove St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 863 Grove St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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