811 Grove St, Monterey, CA 93940 Property Records

Monterey County property record for 811 Grove St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 2,949 sqft · built 1980
Lot Size	0.191 acres (8,320 sqft)
Owner	Individual Name on Record
Last Sale	$1,441,500 (Oct 2023)
Tax Bill	$16,914 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-623-020-000`

Property Details

APN / Parcel Number

Primary APN	`001-623-020-000`
Alternative APN	`001-623-020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,416 sqft Living Area
1st Floor Area	2,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	8,320 sqft (0.191 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	001-623-020
Street Address	811 GROVE ST
City	MONTEREY
State	CA
Zip	93940-4453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PETERS GATE ADD W 65 FT OF LOT 3 BLK 127
Legal Subdivision	PETERS GATE ADD
Legal Block	127
Legal Lot Number	3
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1018
Census Tract	12800

Owner

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 221516, CARMEL, CA 93922-1516
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU
Oct 31, 2023	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Deed Document Number	202338454
Prior Transfer Date	Oct 25, 2023
Prior Transfer Doc	0000038453
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	811 GROVE ST, MONTEREY, CA 93940-4453
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	FNTIG, FNTG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 221516, CARMEL, CA 93922-1516

Mortgage

Document Number	0000039069
Date	Oct 22, 2025
Instrument	2025039069

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Max Rate	10.5%

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 31, 2023
Property Address	811 GROVE ST, MONTEREY, CA 93940-4453
Document Number	0000038454
Map Reference	VOL 3 PG 42
Instrument Date	Oct 27, 2023
Instrument	2023038454
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	811 GROVE ST, MONTEREY, CA 93940-4453

Mortgage

Document Number	0000038455
Date	Oct 31, 2023
Instrument	2023038455

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.87%
Max Rate At Change	11.5%
Max Rate	11.5%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,499,560 (+2%) Land $728,280 Building $771,280
2025	$16,914.00 (+206.3%)	$1,470,157 (+195.65%) Land $714,000 Building $756,157
2023	$5,522.00 (+2.81%)	$497,265 Land $150,115 Building $347,150
2022	$5,371.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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