863 E Dorchester Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 863 E Dorchester Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,292 sqft · built 2016
Lot Size	0.33 acres (14,374 sqft)
Owner	2 Individual Names on File
Last Sale	$818,000 (May 2026)
Tax Bill	$10,713 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`249014-0350`

Property Details

APN / Parcel Number

Primary APN	`249014-0350`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,292 sqft Living Area
Gross Area	4,018 sqft
1st Floor Area	2,097 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,374 sqft (0.33 acres)
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	863 E DORCHESTER DR
City	SAINT JOHNS
State	FL
Zip	32259-3261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/74-87 PLANTATION ESTATES AT JULINGTON CREEK PLANTATION PARCEL 82 PHASE 2 LOT 35 OR5185/1392
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	PLANTATION ESTATES AT JULINGTON CREEK PL
Legal Phase	2
Legal Block	2
Legal Lot Number	35
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2001
Census Tract	20801

Owner

863 E Dorchester Dr is owned and occupied by two individuals who bought it in May 2026.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	863 E DORCHESTER DR, SAINT JOHNS, FL 32259-3261
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 22, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Feb 22, 2021 · Amount on File
Deed Document Number	202643364
Deed Book / Page	6367 / 776
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 20, 2026
Property Address	863 E DORCHESTER DR, SAINT JOHNS, FL 32259-3261
Document Number	0063670776
Book / Page	6367 / 776
Instrument Date	May 12, 2026
Instrument	202643364
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578,326.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 E DORCHESTER DR, SAINT JOHNS, FL 32259-3261

Mortgage

Document Number	0000043365,
Date	May 20, 2026
Instrument	202643365

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 20, 2026
Property Address	863 E DORCHESTER DR, SAINT JOHNS, FL 32259-3261
Document Number	0000043364
Book / Page	6367 / 776
Instrument Date	May 12, 2026
Instrument	202643364
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578,326.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 E DORCHESTER DR, SAINT JOHNS, FL 32259-3261

Mortgage

Document Number	0000043365,
Date	May 20, 2026
Instrument	202643365

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 22, 2021
Property Address	863 E DORCHESTER DR, SAINT JOHNS, FL 32259-3261
Document Number	0051851392
Book / Page	5185 / 1392
Map Reference	MB 54 PG 74-87
Instrument Date	Feb 12, 2021
Instrument	2021019412
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	HOMEGUARD TITLE AND TRUST, HOMEGUARD TITLE & TRUST LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,445.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 HOLTS FRY, 1110, GREENSBORO, GA 30642-6436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 E DORCHESTER DR, ST JOHNS, FL 32259-3261

Mortgage

Document Number	51851394
Date	Feb 22, 2021
Instrument	5185/1394

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 863 E Dorchester Dr was $10,713 with a homeowner's exemption, up 10.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$717,891 (+2.7%)	$720,481 (+0.03%) Land $220,000 Building $500,481
2025	$10,713.00 (+10.88%) Homeowner's exemption	$699,018	$720,280 Land $220,000 Building $500,280
2024	$9,662.00 (+2.94%)
2023	$9,386.00 (+0.49%) Homeowner's exemption	$675,340 (+1.13%)	$675,340 (+1.13%) Land $215,000 Building $460,340
2022	$9,340.00 Homeowner's exemption	$667,819	$667,819 Land $179,200 Building $488,619

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 863 E Dorchester Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 863 E Dorchester Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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