835 E Cermak St, Hernando, FL 34442 Property Records

Citrus County property record for 835 E Cermak St, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2002
Square Footage1,518 sqft Living Area
Lot Size61,670 sqft (1.41 acres)
OccupancyOwner Occupied
Last Sale$245,000 (2022)
Tax Bill$2,711.00 (2024)

Owner

Source: Citrus County records · APN 1518S19E00203160

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address835 E CERMAK ST, HERNANDO, FL 34442-2621
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2022Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage
AMERIS BANK
Nov 03, 2021Intrafamily Transfer, Transfer
ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 08, 2022 · Amount on Record
Deed SaleApr 08, 2022 · Amount on Record
Prior SaleNov 01, 1995 · Amount on Record
Deed Doc Number202225008
Deed Book / Page3271 / 2166
Prior Transfer DateApr 05, 2021
Prior Transfer Doc0032212130
Record RefreshedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateApr 08, 2022
Property Address835 E CERMAK ST, HERNANDO, FL 34442-2621
Document Number0032712166
Book / Page3271 / 2166
Map ReferenceMB 8 PG 101-105
Instrument DateJan 14, 2022
Instrument2022025008
Transaction TypeTransfer
Record UpdatedApr 27, 2022
Title CompanyINCOMPASS TITLE LLC, COMPASS TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2044 SE ARLINGTON LOOP, 2044, HILLSBORO, OR 97123-6165

Transferred To (Grantee/Buyer)

NameVerified Name
Address835 E CERMAK ST, HERNANDO, FL 34442-2621

Mortgage

Document Number0032712168
DateApr 08, 2022
Instrument3271/2168
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term358 Months
DueFeb 01, 2052

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateNov 03, 2021
Property Address835 E CERMAK ST, HERNANDO, FL 34442-2621
Document Number0032212130
Book / Page3221 / 2130
Map ReferenceMB 8 PG 101-105
Instrument DateApr 05, 2021
Instrument2021076096
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address835 E CERMAK ST, HERNANDO, FL 34442-2621

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,842.00 (+4.83%) Homeowner's exemption$218,901 (-15.99%)$243,198 (-6.66%) Land $30,790 Building $212,408
2024$2,711.00 (+2.53%) Homeowner's exemption Additional exemption filed$260,563 (+26.16%) Land $37,060 Building $223,503$260,563 (+26.16%) Land $37,060 Building $223,503
2023$2,644.00 (-9.98%) Homeowner's exemption Additional exemption filed$206,536 (+7.44%) Land $25,280 Building $181,256$206,536 (+7.44%) Land $25,280 Building $181,256
2022$2,937.00 Additional exemption filed$192,228 Land $18,810 Building $173,418$192,228 Land $18,810 Building $173,418

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 935 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN1518S19E00203160
Alternative APNs
  • 19E-18S-15-0020-00000-3160
  • 19E-18S-15-0020-316.0
  • 1609071

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,518 sqft Living Area
Gross Area2,014 sqft Gross Area
1st Floor1,518 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2002
Exterior MaterialCombination Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialFiberglass Roof
Lot Area61,670 sqft (1.41 acres)
Depth X Width338 ft x 181 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
PorchFinished/Screened Porch
Porch Area152 sqft Porch
Utility Building80 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1609071
Street Address835 E CERMAK ST
CityHERNANDO
StateFL
Zip34442-2621
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFOREST LAKE NORTH PB 8 PG 101 LOT 316
Legal Range19E
Legal Township18S
Legal Section06
Legal SubdivisionFOREST LAKE NORTH
Legal Lot Number316
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1012
Census Tract450103

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