863 Church Rd, Aurora, IL 60505 Property Records

Kane County property record for 863 Church Rd, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,242 sqft · built 1924
Lot Size	0.153 acres (6,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Jun 2022)
Tax Bill	$4,013 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-14-162-003`

Property Details

APN / Parcel Number

Primary APN	`15-14-162-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	2,070 sqft
Basement Area	828 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	6,650 sqft (0.153 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	863 CHURCH RD
City	AURORA
State	IL
Zip	60505-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARFIELD PARK SUB - LOT 17 BLK 2
Legal Subdivision	GARFIELD PARK SUB
Legal Block	2
Legal Lot Number	17
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3009
Census Tract	852907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	863 CHURCH RD, AURORA, IL 60505-2215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Deed Document Number	202229590
Prior Transfer Date	Aug 18, 2004
Prior Transfer Doc	0000045172
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jun 6, 2022
Property Address	863 CHURCH RD, AURORA, IL 60505-2215
Document Number	0000029590
Instrument Date	Jun 3, 2022
Instrument	2022K029590
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	863 CHURCH RD, AURORA, IL 60505-2215

Mortgage

Document Number	0000029591
Date	Jun 6, 2022
Instrument	2022K029591

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,013.00 (+286.61%) Homeowner's exemption	$69,455 (+9.39%) Land $9,881 Building $59,574	$208,448 (+9.39%) Land $29,655 Building $178,794
2024		$63,493 (+29.01%) Land $9,033 Building $54,460	$190,555 (+29.07%) Land $27,110 Building $163,445
2022	$1,038.00 (-5.89%) Homeowner's exemption	$49,214 (+7.41%) Land $7,364 Building $41,850	$147,642 (+7.41%) Land $22,092 Building $125,550
2021	$1,103.00 Homeowner's exemption	$45,819 Land $6,856 Building $38,963	$137,457 Land $20,568 Building $116,889

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1982–1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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