Howard County property record for 8624 Water Fall Dr, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,969 sqft · built 1999 |
| Lot Size | 0.321 acres (14,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $870,000 (Aug 2023) |
| Tax Bill | $12,476 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-558178 |
| Primary APN | 06-558178 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,969 sqft Total Area |
| Basement Area | 1,165 sqft |
| Finished Basement | 1,165 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,002 sqft (0.321 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 536 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 558178 |
|---|---|
| Street Address | 8624 WATER FALL DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-2033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 14 14002 SQ 8624 WATER FALL DR CHERRY CREEK OVERLOOK S1 |
| Legal Subdivision | CHERRY CREEK |
| Legal Block | 9999 |
| Legal Lot Number | 14 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606805 |
8624 Water Fall Dr is owned and occupied by two individuals who bought it in August 2023.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8624 WATER FALL DR, LAUREL, MD 20723-2033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2023 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2023 · Amount on File |
| Deed Sale | Aug 1, 2023 · Amount on File |
| Prior Sale | Dec 13, 2016 · Amount on File |
| Deed Book / Page | 22060 / 381 |
| Prior Transfer Date | Aug 12, 2013 |
| Prior Transfer Doc | 0152150124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 1, 2023 |
| Property Address | 8624 WATER FALL DR, LAUREL, MD 20723-2033 |
| Document Number | 0220600381 |
| Book / Page | 22060 / 381 |
| Map Reference | MB 13194-13197 |
| Instrument Date | Jul 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8624 WATER FALL DR, LAUREL, MD 20723-2033 |
| Name | Verified Name |
|---|---|
| Address | 8624 WATER FALL DR, LAUREL, MD 20723-2033 |
| Document Number | 0022060388 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 22060/388 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8624 WATER FALL DR, LAUREL, MD 20723-2033 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | AVENUE 365 LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0200070118 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 20007/118 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2026 property tax bill for 8624 Water Fall Dr was $12,476, up 5.4% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,476.00 (+5.4%) | $812,333 (+5.39%) | $895,400 (+16.17%) Land $296,500 Building $598,900 |
| 2025 | $11,837.00 (+6.15%) | $770,800 Land $246,500 Building $524,300 | $770,800 Land $246,500 Building $524,300 |
| 2024 | $11,151.00 | ||
| 2023 | $675,267 (+7.61%) | $770,800 (+22.84%) Land $246,500 Building $524,300 | |
| 2022 | $7,065.00 | $627,500 Land $216,500 Building $411,000 | $627,500 Land $216,500 Building $411,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8624 Water Fall Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8624 Water Fall Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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