Howard County property record for 8616 Water Fall Dr, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,354 sqft · built 1999 |
| Lot Size | 0.335 acres (14,602 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $321,600 (Feb 1999) |
| Tax Bill | $11,182 (2026) |
| Deeds & Mortgages | Aug 2017 Line of Credit Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-558143 |
| Primary APN | 06-558143 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,354 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,602 sqft (0.335 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 558143 |
|---|---|
| Street Address | 8616 WATER FALL DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-2033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 12 14602 SQ 8616 WATER FALL DR CHERRY CREEK OVERLOOK S1 |
| Legal Subdivision | CHERRY CREEK |
| Legal Block | 9999 |
| Legal Lot Number | 12 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606805 |
8616 Water Fall Dr is owner-occupied and held in a trust since February 1999.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 8616 WATER FALL DR, LAUREL, MD 20723-2033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2017 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Mar 25, 2017 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 1999 · Amount on File |
| Deed Sale | Feb 4, 1999 · Amount on File |
| Deed Document Number | 1999958 |
| Deed Book / Page | 4609 / 268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8616 WATER FALL DR, LAUREL, MD 20723-2033 |
| Document Number | 0177590311 |
| Book / Page | 017759 / 000311 |
| Instrument Date | Aug 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2017 |
| Title Company | ISGN |
| Name | Verified Name |
|---|---|
| Address | 8616 WATER FALL DR LAUREL MD 207232033, LAUREL, MD 20723-2033 |
| Document Number | 0177590311 |
|---|---|
| Date | Aug 17, 2017 |
| Book Page | 017759/000311 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 16, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8616 WATER FALL DR, LAUREL, MD 20723-2033 |
| Document Number | 0175280429 |
| Book / Page | 017528 / 000429 |
| Instrument Date | Mar 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2017 |
| Title Company | ISGN |
| Name | Verified Name |
|---|---|
| Address | 8616 WATER FALL DR LAUREL MD 207232033, LAUREL, MD 20723-2033 |
| Document Number | 0175280429 |
|---|---|
| Date | Apr 7, 2017 |
| Book Page | 017528/000429 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 6, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 8616 Water Fall Dr was $11,182 with a homeowner's exemption, up 1.1% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,182.00 (+1.06%) Homeowner's exemption | $779,967 (+4.36%) | $845,100 (+13.07%) Land $296,800 Building $548,300 |
| 2025 | $11,065.00 Homeowner's exemption | $747,400 Land $246,800 Building $500,600 | $747,400 Land $246,800 Building $500,600 |
| 2023 | $658,200 | $747,400 Land $246,800 Building $500,600 | |
| 2022 | $6,909.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8616 Water Fall Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8616 Water Fall Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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