86227 Debbie Rd, Yulee, FL 32097 Property Records

Nassau County property record for 86227 Debbie Rd, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,614 sqft · built 1994
Lot Size1 acres (43,604 sqft)
OwnerIndividual Name on Record
Last Sale$194,000 (Aug 2019)
Tax Bill$2,196 (2025)
Deeds & MortgagesJan 2023 Mortgage
Aug 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN51-3N-27-4881-0115-0000

Property Details

APN / Parcel Number

Primary APN51-3N-27-4881-0115-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,614 sqft Heated Area
Gross Area2,246 sqft
1st Floor Area1,614 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,604 sqft (1 acres)
Lot Dimensions285 ft deep x 153 ft wide
Garage Area400 sqft
PorchOpen Porch
Porch Area232 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address86227 DEBBIE RD
CityYULEE
StateFL
Zip32097-2975
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionTRACT 115 YULEE HILLS PB 4/31
Legal Range27E
Legal Township03N
Legal Section51
Legal SubdivisionYULEE HILLS
Legal Tract115
Legal Lot Number115
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2005
Census Tract50305

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address86227 DEBBIE RD, YULEE, FL 32097-2975
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Aug 16, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Sep 19, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2019 · Amount on Record
Deed SaleAug 16, 2019 · Amount on Record
Prior SaleSep 19, 2018 · Amount on Record
Deed Document Number201945026550
Deed Book / Page2298 / 0072
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address86227 DEBBIE RD, YULEE, FL 32097-2975
Transaction TypeMortgage
Record UpdatedFeb 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address86227 DEBBIE RD, YULEE, FL 32097-2975

Mortgage

Document Number0026130762
DateJan 13, 2023
Book Page2613/762
Instrument202345001157
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateAug 16, 2019
Property Address86227 DEBBIE RD, YULEE, FL 32097-2975
Document Number0022980072
Book / Page2298 / 0072
Map ReferenceMB 4 PG 31
Instrument DateAug 15, 2019
Instrument201945026550
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,358.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address86083 KNOTTED OAK WAY, 86083, YULEE, FL 32097-7211

Transferred To (Grantee/Buyer)

NameVerified Name
Address86227 DEBBIE RD, YULEE, FL 32097-2975

Mortgage

Document Number0022980074
DateAug 16, 2019
Instrument2298-0074
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateSep 19, 2018
Property Address86227 DEBBIE RD, YULEE, FL 32097-2975
Document Number0022240806
Book / Page2224 / 0806
Map ReferenceMB4 PG31
Instrument DateSep 18, 2018
Instrument201845028890
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address86227 DEBBIE RD, 86227, YULEE, FL 32097-2975

Transferred To (Grantee/Buyer)

NameVerified Name
Address86083 KNOTTED OAK WAY, YULEE, FL 32097-7211

Mortgage

Document Number201845028891
DateSep 19, 2018
Instrument201845028891
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,196.00 (+19.15%) Homeowner's exemption$183,397 (+16.18%)$278,597 (+13.66%) Land $85,000 Building $193,597
2024$1,843.00 (+1.88%) Homeowner's exemption$157,853 (+3%)$245,106 (+3.03%) Land $80,000 Building $165,106
2023$1,809.00 (+11.46%) Homeowner's exemption$153,255 (+3%)$237,904 (+27.71%) Land $80,000 Building $157,904
2022$1,623.00 Homeowner's exemption$148,791$186,291 Land $55,000 Building $131,291

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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