86165 Debbie Rd, Yulee, FL 32097 Property Records

Nassau County property record for 86165 Debbie Rd, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,538 sqft · built 1993
Lot Size	1 acres (43,605 sqft)
Owner	Individual Name on File
Last Sale	$392,000 (Aug 2025)
Tax Bill	$4,300 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-3N-27-4881-0117-0000`

Property Details

APN / Parcel Number

Primary APN	`51-3N-27-4881-0117-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,538 sqft Heated Area
Gross Area	2,019 sqft
1st Floor Area	1,538 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,605 sqft (1 acres)
Lot Dimensions	285 ft deep x 153 ft wide
Garage Area	456 sqft
Porch	Open Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	86165 DEBBIE RD
City	YULEE
State	FL
Zip	32097-2975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	TRACT 117 YULEE HILLS PB 4/31
Legal Range	27E
Legal Township	03N
Legal Section	51
Legal Subdivision	YULEE HILLS
Legal Tract	117
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2005
Census Tract	50305

Owner

86165 Debbie Rd is owned and occupied by an individual who bought it in August 2025.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	86165 DEBBIE RD, YULEE, FL 32097-2975
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2025 · Amount on File
Deed Sale	Aug 5, 2025 · Amount on File
Prior Sale	Nov 14, 2023 · Amount on File
Deed Document Number	202545023508
Deed Book / Page	2806 / 1088
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Nov 14, 2023
Property Address	86165 DEBBIE RD, YULEE, FL 32097-2975
Document Number	0026790884
Book / Page	2679 / 884
Map Reference	MB 4 PG 31
Instrument Date	Nov 14, 2023
Instrument	202345034411
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	86146 MELISSA RD, YULEE, FL 32097-5900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8500 E SETTLE CT, INVERNESS, FL 34450-7420

Mortgage

Document Number	0002679886
Date	Nov 14, 2023
Instrument	2679/886

Lender

Name	DWIGHT GRIFFIS
Type	Private Party

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 14, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 86165 Debbie Rd was $4,300, up 10.1% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,300.00 (+10.06%)	$287,642 (+15.05%) Land $85,000 Building $202,642	$287,642 (+15.05%) Land $85,000 Building $202,642
2024	$3,907.00 (+199.39%)	$250,020 (+105.51%) Land $80,000 Building $170,020	$250,020 (+2.51%) Land $80,000 Building $170,020
2023	$1,305.00 (+12.31%) Homeowner's exemption	$121,661 (+3%)	$243,908 (+30.11%) Land $80,000 Building $163,908
2022	$1,162.00 Homeowner's exemption	$118,117	$187,463 Land $55,000 Building $132,463

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 86165 Debbie Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86165 Debbie Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35