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86223 Cloister Ct, Yulee, FL 32097 Property Records

Nassau County property record for 86223 Cloister Ct, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,806 sqft · built 2017
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (Nov 2024)
Tax Bill$4,901 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Sep 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN42-2N-27-4372-0024-0000

Property Details

APN / Parcel Number

Primary APN42-2N-27-4372-0024-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,806 sqft Heated Area
Gross Area2,449 sqft
1st Floor Area1,806 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage Area400 sqft
PorchOpen Porch
Porch Area243 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address86223 CLOISTER CT
CityYULEE
StateFL
Zip32097-3996
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 24 HIDEAWAY PHASE 1A PBK 8/134
Legal Range27E
Legal Township02N
Legal Section42
Legal SubdivisionHIDEAWAY PHASE 1A
Legal Phase1A
Legal Lot Number24
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group4
Census Block4001
Census Tract50304

Owner

86223 Cloister Ct is owned and occupied by an individual who bought it in November 2024.

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address86223 CLOISTER CT, YULEE, FL 32097-3996
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2021Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Sep 20, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIDELITY BANK
Mar 8, 2019Loan Modification, Mortgage · Line of Credit
FIDELITY BK
Dec 19, 2017Corporation Deed, Subdivision Related Transfer · VA Mortgage
PLAZA HOME MORTGAGE INC
Sep 29, 2017Loan Modification, Mortgage · Line of Credit
FIDELITY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2024 · Amount on File
Deed SaleNov 4, 2024 · Amount on File
Prior SaleFeb 12, 2021 · Amount on File
Deed Document Number202445030932
Deed Book / Page2747 / 1757
Record UpdatedJun 8, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateFeb 12, 2021
Property Address86223 CLOISTER CT, YULEE, FL 32097-3996
Document Number0024331644
Book / Page2433 / 1644
Map ReferenceMB 8 PG 134-137
Instrument DateFeb 12, 2021
Instrument202145005149
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyGUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address86053 ALADDINS WAY, 86053, YULEE, FL 32097-3921

Transferred To (Grantee/Buyer)

NameVerified Name
Address86223 CLOISTER CT, YULEE, FL 32097-3996

Mortgage

Document Number0024331645
DateFeb 12, 2021
Instrument2433/1645
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address86223 CLOISTER CT, YULEE, FL 32097-3996
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021461080
DateSep 20, 2017
Book Page2146/1080
Instrument201727369
Lender
NameFIDELITY BANK
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeCommercial Mortgage
AmountAmount on Record

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNASSAU FL
Recording DateMar 8, 2019
Property Address86223 CLOISTER CT, YULEE, FL 32097-3996
Document Number0022600278
Book / Page002260 / 000278
Instrument DateMar 6, 2019
Instrument45007320
Transaction TypeMortgage
Record UpdatedApr 5, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2120 CORPORATE SQUARE BLVD #3 JACKSONVILLE FL 322161976, 3, JACKSONVILLE, FL 32216-1976
InvestorPossibly a Property Investor

Mortgage

Document Number22600278
DateMar 8, 2019
Book Page002260/000278
Instrument45007320
Lender
NameFIDELITY BK
TypeBank
Address10151 DEERWOOD PARK BOULEVARD 200 -, JACKSONVILLE, FL 32256
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

December 2017: Corporation Deed, Subdivision Related Transfer

Document TypeCorporation Deed
JurisdictionNASSAU FL
Recording DateDec 19, 2017
Property Address86223 CLOISTER CT, YULEE, FL 32097-3996
Document Number0021650508
Book / Page2165 / 0508
Map ReferenceMB8 PG134-137
Instrument DateDec 15, 2017
Instrument201737062
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 14, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2120 CORP SQ # BLVD3, 2120, JACKSONVILLE, FL 32216-0306

Transferred To (Grantee/Buyer)

NameVerified Name
Address86223 CLOISTER CT, YULEE, FL 32097-3996

Mortgage

Document Number0201737063
DateDec 19, 2017
Instrument201737063
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2048

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNASSAU FL
Recording DateSep 29, 2017
Property Address86223 CLOISTER CT, YULEE, FL 32097-3996
Document Number0021490121
Book / Page002149 / 000121
Instrument DateSep 27, 2017
Instrument28656
Transaction TypeMortgage
Record UpdatedOct 10, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2120 CORPORATE SQUARE BLVD #7 JACKSONVILLE FL 322161976, 7, JACKSONVILLE, FL 32216-1976
InvestorPossibly a Property Investor

Mortgage

Document Number21490121
DateSep 29, 2017
Book Page002149/000121
Instrument28656
Lender
NameFIDELITY BK
TypeBank
Address10611 DEERWOOD PARK BLVD, JACKSONVILLE, FL 32256-0509
Agreement
TypeLine of Credit
AmountAmount on Record
Term12 Months
DueSep 28, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 86223 Cloister Ct was $4,901, up 4.1% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,901.00 (+4.14%)$319,253 (+3.9%) Land $50,000 Building $269,253$319,253 (+3.9%) Land $50,000 Building $269,253
2024$4,706.00 (+6.78%)$307,266 (+7.72%) Land $50,000 Building $257,266$307,266 (+7.72%) Land $50,000 Building $257,266
2023$4,407.00 (+19.33%)$285,234 (+16.2%) Land $50,000 Building $235,234$285,234 (+16.2%) Land $50,000 Building $235,234
2022$3,693.00$245,470 Land $50,000 Building $195,470$245,470 Land $50,000 Building $195,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86223 Cloister Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86223 Cloister Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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