Nassau County property record for 86206 Cloister Ct, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,059 sqft · built 2018 |
| Lot Size | 0.159 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $231,574 (Sep 2018) |
| Tax Bill | $2,931 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jul 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-2N-27-4372-0030-0000 |
| Primary APN | 42-2N-27-4372-0030-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,059 sqft Heated Area |
| Gross Area | 2,693 sqft |
| 1st Floor Area | 2,059 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.159 acres) |
| Garage Area | 433 sqft |
| Porch | Open Porch |
| Porch Area | 201 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 86206 CLOISTER CT |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-3996 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 30 IN OR 2225/586 HIDEAWAY PHASE 1A PBK 8/134 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 42 |
| Legal Subdivision | HIDEAWAY PHASE 1A |
| Legal Phase | 1A |
| Legal Lot Number | 30 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 50304 |
86206 Cloister Ct is owned and occupied by an individual who bought it in September 2018.
Source: Nassau County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 86206 CLOISTER CT, YULEE, FL 32097-3996 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jul 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Aug 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Jun 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Sep 21, 2018 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage PLAZA HOME MORTGAGE BANK |
| Aug 14, 2018 | Loan Modification, Mortgage · Line of Credit BRANCH BANKING & TR CO |
| Sep 29, 2017 | Loan Modification, Mortgage · Line of Credit FIDELITY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on File |
| Deed Sale | Sep 21, 2018 · Amount on File |
| Deed Document Number | 201845029351 |
| Deed Book / Page | 2225 / 0586 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 86206 CLOISTER CT, YULEE, FL 32097-3996 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 86206 CLOISTER CT, YULEE, FL 32097-3996 |
| Document Number | 0026880214 |
|---|---|
| Date | Jan 4, 2024 |
| Book Page | 2688/214 |
| Instrument | 202445000433 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | 501 NW GRAND BLVD, OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 86206 CLOISTER CT, YULEE, FL 32097-3996 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 86206 CLOISTER CT, YULEE, FL 32097-3996 |
| Document Number | 0025801895 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 2580/1895 |
| Instrument | 202245026628 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 86206 CLOISTER CT, YULEE, FL 32097-3996 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023000556 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 2300/0556 |
| Instrument | 201945027628 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 86206 CLOISTER CT, YULEE, FL 32097-3996 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0023660867 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 2366/867 |
| Instrument | 202045017181 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Sep 21, 2018 |
| Property Address | 86206 CLOISTER CT, YULEE, FL 32097-3996 |
| Document Number | 0022250586 |
| Book / Page | 2225 / 0586 |
| Map Reference | MB8 PG134-137 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 201845029351 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2120 CORP SQ # BLVD3, 2120, JACKSONVILLE, FL 32216-0306 |
| Name | Verified Name |
|---|---|
| Address | 862006 CLOISTER CT, YULEE, FL 32097 |
| Document Number | 201845029352 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 201845029352 |
| Name | PLAZA HOME MORTGAGE BANK |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Aug 14, 2018 |
| Property Address | 86206 CLOISTER CT, YULEE, FL 32097-3996 |
| Document Number | 0022171716 |
| Book / Page | 002217 / 001716 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 25399 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2120 CORPORATE SQUARE BLVD #7 JACKSONVILLE FL 322161976, 7, JACKSONVILLE, FL 32216-1976 |
| Investor | Possibly a Property Investor |
| Document Number | 22171716 |
|---|---|
| Date | Aug 14, 2018 |
| Book Page | 002217/001716 |
| Instrument | 25399 |
| Name | BRANCH BANKING & TR CO |
|---|---|
| Address | 200 W FORSYTH ST # 200, JACKSONVILLE, FL 32202-4349 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Sep 29, 2017 |
| Property Address | 86206 CLOISTER CT, YULEE, FL 32097-3996 |
| Document Number | 0021490121 |
| Book / Page | 002149 / 000121 |
| Instrument Date | Sep 27, 2017 |
| Instrument | 28656 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2120 CORPORATE SQUARE BLVD #7 JACKSONVILLE FL 322161976, 7, JACKSONVILLE, FL 32216-1976 |
| Investor | Possibly a Property Investor |
| Document Number | 21490121 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 002149/000121 |
| Instrument | 28656 |
| Name | FIDELITY BK |
|---|---|
| Type | Bank |
| Address | 10611 DEERWOOD PARK BLVD, JACKSONVILLE, FL 32256-0509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 28, 2018 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 86206 Cloister Ct was $2,931 with a homeowner's exemption, up 1.4% from the year before.
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,931.00 (+1.42%) Homeowner's exemption | $231,324 (+2.9%) | $336,368 (+3.84%) Land $50,000 Building $286,368 |
| 2024 | $2,890.00 (+1.51%) Homeowner's exemption | $224,805 (+3%) | $323,918 (+7.59%) Land $50,000 Building $273,918 |
| 2023 | $2,847.00 (+14.75%) Homeowner's exemption | $218,257 (+6.05%) | $301,069 (+18.93%) Land $50,000 Building $251,069 |
| 2022 | $2,481.00 Homeowner's exemption | $205,807 | $253,149 Land $50,000 Building $203,149 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86206 Cloister Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86206 Cloister Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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