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86221 Timber Ridge St, Yulee, FL 32097 Property Records

Nassau County property record for 86221 Timber Ridge St, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,728 sqft · built 1986
Lot Size5.75 acres (250,470 sqft)
Owner2 Individual Names on File
Tax Bill$1,013 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jun 2023 Transfer
Flood ZoneZone A (high risk)
APN51-3N-27-4881-0159-0000

Property Details

APN / Parcel Number

Primary APN51-3N-27-4881-0159-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,728 sqft Living Area
1st Floor Area864 sqft
FlooringVinyl/Resilient
Interior WallsPlywood

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1995
Architectural StyleDuplex Single
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area250,470 sqft (5.75 acres)
Lot Dimensions149 ft deep x 15 ft wide
PorchUnfinished Open Porch
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address86221 TIMBER RIDGE ST
CityYULEE
StateFL
Zip32097-5932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionPT TRACT A IN OR 2650/1881 YULEE HILLS PBK 4/31 A/K/A UNR TRACT 159 OF TRACT A
Legal Range27E
Legal Township03N
Legal Section51
Legal SubdivisionYULEE HILLS
Legal TractA,159
Legal Lot Number10159
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2003
Census Tract50305

Owner

86221 Timber Ridge St is owned and occupied by two individuals who acquired it in June 2023.

Source: Nassau County records, as of March 6, 2026

Owner of Record2 Individual Names on File
Mailing Address86221 TIMBER RIDGE ST, YULEE, FL 32097-5932
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FIRST CREDIT UNION OF FLORIDA
Jun 29, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 29, 2023
Transfer Doc0026501881
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Recording DateMay 8, 2026
Property Address86221 TIMBER RIDGE ST, YULEE, FL 32097-5932
Document Number0000014021
Book / Page2867 / 220
Instrument DateMay 1, 2026
Instrument202614021
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address86221 TIMBER RIDGE ST, YULEE, FL 32097-5932

Mortgage

Document Number0000014021,
DateMay 8, 2026
Book Page2867/220
Instrument202614021
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 6, 2041
Interest
Rate TypeFixed Rate
Rate5.77%
Initial TypeFixed Rate
Max Rate-1%

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNASSAU FL
Recording DateJun 29, 2023
Property Address86221 TIMBER RIDGE ST, YULEE, FL 32097-5932
Document Number0026501881
Book / Page2650 / 1881
Map ReferenceMB 4 PG 31
Instrument DateJun 29, 2023
Instrument202345019712
Transaction TypeTransfer
Record UpdatedJul 25, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address86221 TIMBER RIDGE ST, YULEE, FL 32097-5932

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address86221 TIMBER RIDGE ST, YULEE, FL 32097-5932

Tax Assessment & Valuation

The 2025 property tax bill for 86221 Timber Ridge St was $1,013 with a homeowner's exemption.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,013.00 Homeowner's exemption$106,343$268,549 Land $105,120 Building $163,429
2023$973.00 (+14.61%) Homeowner's exemption$101,607 (+4.37%)$288,136 (+54.31%) Land $99,070 Building $189,066
2022$849.00 Homeowner's exemption$97,352$186,727 Land $67,458 Building $119,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86221 Timber Ridge St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86221 Timber Ridge St is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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