86127 Timber Ridge St, Yulee, FL 32097 Property Records

Nassau County property record for 86127 Timber Ridge St, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,453 sqft · built 1950
Lot Size	5.48 acres (238,709 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Aug 2020)
Tax Bill	$5,118 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`51-3N-27-4881-0162-0000`

Property Details

APN / Parcel Number

Primary APN	`51-3N-27-4881-0162-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,453 sqft Living Area
1st Floor Area	2,103 sqft
Upper Floors Area	200 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	238,709 sqft (5.48 acres)
Lot Dimensions	171 ft deep x 15 ft wide
Garage Type	Attached
Garage Area	768 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	755 sqft
Deck Area	Deck Area
Patio Area	180 sqft
Pole Barn	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	86127 TIMBER RIDGE ST
City	YULEE
State	FL
Zip	32097-5930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	PT TRACT A IN OR 2388/463 YULEE HILLS PBK 4/31 A/K/A UNR TRACT 162 OF TRACT A
Legal Range	27E
Legal Township	03N
Legal Section	51
Legal Subdivision	YULEE HILLS
Legal Tract	A,162
Legal Lot Number	10162
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2003
Census Tract	50305

Owner

Source: Nassau County records, as of December 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86127 TIMBER RIDGE ST, YULEE, FL 32097-5930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Aug 31, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Prior Sale	Apr 6, 2015 · Amount on Record
Deed Document Number	202045027436
Deed Book / Page	2388 / 463
Prior Transfer Date	Mar 26, 2015
Prior Transfer Doc	0019711815
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	86127 TIMBER RIDGE ST, YULEE, FL 32097-5930
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86127 TIMBER RIDGE ST, YULEE, FL 32097-5930

Mortgage

Document Number	0025831554
Date	Aug 11, 2022
Book Page	2583/1554
Instrument	202245028148

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jul 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 31, 2020
Property Address	86127 TIMBER RIDGE ST, YULEE, FL 32097-5930
Document Number	0023880463
Book / Page	2388 / 463
Map Reference	MB 4 PG 31
Instrument Date	May 15, 2020
Instrument	202045027436
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7305 PLATEAU RD, 7305, CROSSVILLE, TN 38571-2398

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86127 TIMBER RIDGE ST, YULEE, FL 32097-5930

Mortgage

Document Number	0002388466
Date	Aug 31, 2020
Instrument	2388/466

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,118.00 (+1.29%) Homeowner's exemption	$373,747 (+2.9%)	$530,516 (+7.69%) Land $140,475 Building $390,041
2024	$5,053.00 (+1.1%) Homeowner's exemption	$363,214 (+2.69%)	$492,622 (+2.96%) Land $132,325 Building $360,297
2023	$4,998.00 (+10.21%) Homeowner's exemption	$353,713 (+3.33%)	$478,453 (+39.77%) Land $132,325 Building $346,128
2022	$4,535.00 Homeowner's exemption	$342,312 Land $90,420 Building $251,892	$342,312 Land $90,420 Building $251,892

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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