862 W Main St, Winters, CA 95694 Property Records

Yolo County property record for 862 W Main St, Winters, CA 95694

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,071 sqft · built 2022
Lot Size	0.146 acres (6,358 sqft)
Owner	Individual Name on Record
Last Sale	$635,000 (Dec 2025)
Tax Bill	$7,282 (2025)
Deeds & Mortgages	Apr 2024 Reverse Mortgage Mar 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`030-411-008-000`

Property Details

APN / Parcel Number

Primary APN	`030-411-008-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,071 sqft Living Area
1st Floor Area	2,071 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Material	Other
Lot Area	6,358 sqft (0.146 acres)
Garage Type	Attached
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	862 W MAIN ST
City	WINTERS
State	CA
Zip	95694-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	4507 WINTERS HIGHLANDS PH 1 L 57 2018 M 89-95
Legal Subdivision	SUBDIVISION #4507 WINTERS HLND
Legal Lot Number	57
Jurisdiction	YOLO CA
Township / Civil Division	WINTERS
Census Block Group	3
Census Block	3002
Census Tract	11302

Owner

Source: Yolo County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	862 W MAIN ST, WINTERS, CA 95694-1861
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Mar 11, 2025	Deed of Trust, Mortgage · Commercial Mortgage THE MACKILLIH INC
Dec 10, 2025	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 1, 2023	Intrafamily Transfer, Transfer
Jan 11, 2022	Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF PLACER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Prior Sale	Jan 11, 2022 · Amount on Record
Deed Document Number	202522489
Prior Transfer Date	Jul 26, 2023
Prior Transfer Doc	0000012521
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Property Address	862 W MAIN ST, WINTERS, CA 95694-1861
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 W MAIN ST, WINTERS, CA 95694-1861

Mortgage

Document Number	0000006426
Date	Apr 18, 2024
Instrument	2024-0006426

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	8023 E 63RD PL STE 700, TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	905 Months
Due	Sep 27, 2099

Interest

Rate Type	Adjustable Rate
Rate	7.71%
Type Change Date	Jun 1, 2024
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.7%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Property Address	862 W MAIN ST, WINTERS, CA 95694-1861
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 W MAIN ST, WINTERS, CA 95694-1861

Mortgage

Document Number	0000003660
Date	Mar 11, 2025
Instrument	2025-0003660

Lender

Name	THE MACKILLIH INC
Type	Non-Lending Institution
Address	WINTERS, CA 95694

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YOLO CA
Recording Date	Dec 10, 2025
Property Address	862 W MAIN ST, WINTERS, CA 95694-1861
Document Number	0000022489
Map Reference	MB 2018 PG 89-95
Instrument Date	Dec 9, 2025
Instrument	2025-0022489
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 W MAIN ST, WINTERS, CA 95694-1861

Mortgage

Document Number	0000022490
Date	Dec 10, 2025
Instrument	2025-0022490

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YOLO CA
Recording Date	Aug 1, 2023
Property Address	862 W MAIN ST, WINTERS, CA 95694-1861
Document Number	0000012521
Map Reference	MB 2018 PG 89-95
Instrument Date	Jul 26, 2023
Instrument	2023-0012521
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	862 W MAIN ST, WINTERS, CA 95694-1861

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YOLO CA
Recording Date	Jan 11, 2022
Property Address	862 W MAIN ST, WINTERS, CA 95694-1861
Document Number	0000000775
Map Reference	MB 2018 PG 89-95
Instrument Date	Dec 27, 2021
Instrument	2022-0000775
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	STEWART TITLE, STEWART TITLE OF PLACER

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 W MAIN ST, WINTERS, CA 95694-1861

Tax Assessment & Valuation

Source: Yolo County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Yolo County
Municipality	Winters City
Unified School District	Winters Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$635,000 (+7.63%) Land $140,000 Building $495,000
2025	$7,282.00 (+58.93%)	$590,000 (+60.19%) Land $120,000 Building $470,000
2024	$4,582.00 (+2.57%)
2023	$4,467.00 (-30.63%) Homeowner's exemption	$368,320 Land $122,400 Building $245,920
2022	$6,439.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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