862 Upper River Rd, Americus, GA 31709 Property Records

Sumter County property record for 862 Upper River Rd, Americus, GA 31709 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1986
Square Footage	1,886 sqft Heated Area
Lot Size	191,664 sqft (4.4 acres)
Occupancy	Owner Occupied
Last Sale	$254,000 (2022)
Tax Bill	$2,134.00 (2025)

Owner

Source: Sumter County records · APN 2730 107 3

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	862 UPPER RIVER RD, AMERICUS, GA 31709-7907
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Deed Doc Number	0001645261
Deed Book / Page	1645 / 261
Record Refreshed	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER GA
Recording Date	Mar 23, 2022
Property Address	862 UPPER RIVER RD, AMERICUS, GA 31709-7907
Document Number	001645/261
Book / Page	1645 / 261
Instrument Date	Mar 23, 2022
Instrument	2022-000282
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 UPPER RIVER RD, AMERICUS, GA 31709-7907

Mortgage

Document Number	0000001645/0000000265
Date	Mar 24, 2022
Book Page	0000001645/0000000265

Lender

Name	CAPITAL CITY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,134.00 (+2.74%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$60,960 (-) Land $5,280 Building $55,680	$152,400 (-) Land $13,200 Building $139,200
2023	$2,077.00 (+8.74%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$60,960 Land $5,280 Building $55,680	$152,400 Land $13,200 Building $139,200
2022	$1,910.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (13261C), updated September 11, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 64% of Georgia
Wildfire Likelihood	About 1 in 1,111 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`2730 107 3`
Alternative APN	`12531`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,886 sqft Heated Area
1st Floor	1,886 sqft 1st Floor
Basement Area	471 sqft Basement
Finished Basement	471 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1986
Architectural Style	Other Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Masonry Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	191,664 sqft (4.4 acres)
Garage Area	462 sqft Garage

Exterior Amenities

Porch	Open Porch
Porch Area	300 sqft Porch
Topography	Rolling Topography
Pole Structure	Pole Structure

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	12531
Old Parcel Number	2730 107 3
Street Address	862 UPPER RIVER RD
City	AMERICUS
State	GA
Zip	31709-7907
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	4.40 ACRES LL107 27TH LD
Jurisdiction	SUMTER GA
Minor Civil Division	AMERICUS
Census Blockgroup	2
Census Block	2050
Census Tract	950200