Larimer County property record for 862 Panorama Pl, Windsor, CO 80550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,501 sqft · built 1998 |
| Lot Size | 0.531 acres (23,139 sqft) |
| Owner | Individual Name on File |
| Last Sale | $334,890 (Nov 1998) |
| Tax Bill | $4,330 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| APN | 86244-08-111 |
| Primary APN | 86244-08-111 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,501 sqft Living Area |
| Gross Area | 4,950 sqft |
| Upper Floors Area | 105 sqft |
| Basement Area | 1,702 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,139 sqft (0.531 acres) |
| View / Lot | Greenbelt/Park |
| Garage Type | Attached |
| Garage Area | 747 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,086 sqft |
| Patio Area | 105 sqft |
| Balcony Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R1546937 |
|---|---|
| Street Address | 862 PANORAMA PL |
| City | WINDSOR |
| State | CO |
| Zip | 80550-4626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 111, RIVER WEST PUD, SUB, WIN |
| Legal Range | 68W |
| Legal Township | 6N |
| Legal Section | 24 |
| Legal Subdivision | RIVER WEST PUD |
| Legal Lot Number | 111 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | LOVELAND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1714 |
862 Panorama Pl is owned and occupied by an individual who bought it in November 1998.
Source: Larimer County records, as of May 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 862 PANORAMA PL, WINDSOR, CO 80550-4626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 1998 · Amount on File |
| Deed Sale | Nov 3, 1998 · Amount on File |
| Prior Sale | Mar 5, 1998 · Amount on File |
| Deed Document Number | 199896170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 862 PANORAMA PL, WINDSOR, CO 80550-4626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000080391 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 20170080391 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 862 Panorama Pl was $4,330.
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Windsor Town |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,330.00 | $44,994 Land $4,375 Building $40,619 | $719,900 Land $70,000 Building $649,900 |
| 2023 | $4,012.00 (+28.18%) | $49,305 (+35.57%) Land $4,690 Building $44,615 | $735,900 (+40.63%) Land $70,000 Building $665,900 |
| 2022 | $3,130.00 | $36,369 Land $4,865 Building $31,504 | $523,300 Land $70,000 Building $453,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA's flood maps do not cover 862 Panorama Pl; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 862 Panorama Pl is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 73% of Colorado |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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