Larimer County property record for 857 Panorama Pl, Windsor, CO 80550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,540 sqft · built 1998 |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $305,831 (Jun 1999) |
| Tax Bill | $4,822 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Apr 2019 Mortgage |
| APN | 86244-08-106 |
| Primary APN | 86244-08-106 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,540 sqft Living Area |
| Upper Floors Area | 343 sqft |
| Basement Area | 2,506 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,295 sqft (0.419 acres) |
| Garage Type | Attached |
| Garage Area | 1,050 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 960 sqft |
| Patio Area | 343 sqft |
| Balcony | Balcony |
| Balcony Area | 343 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1546864 |
|---|---|
| Old Parcel Number | 8624408106 |
| Street Address | 857 PANORAMA PL |
| City | WINDSOR |
| State | CO |
| Zip | 80550-4626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 106, RIVER WEST PUD, SUB, WIN |
| Legal Range | 68 |
| Legal Township | 06 |
| Legal Section | 24 |
| Legal Quarter | SE |
| Legal Subdivision | RIVER WEST PUD |
| Legal Lot Number | 106 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | LOVELAND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1714 |
The current owner of 857 Panorama Pl bought it in June 1999.
Source: Larimer County records, as of February 2, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 857 PANORAMA PL, WINDSOR, CO 80550-4626 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA |
| Apr 8, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 1999 · Amount on File |
| Deed Sale | Jun 30, 1999 · Amount on File |
| Deed Document Number | 99057907 |
| Deed Book / Page | 86244 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 857 PANORAMA PL, WINDSOR, CO 80550-4626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008296 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 20180008296 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 857 PANORAMA PL, WINDSOR, CO 80550-4626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017273 |
|---|---|
| Date | Apr 8, 2019 |
| Instrument | 20190017273 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68197 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 857 Panorama Pl was $4,822.
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Windsor Town |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,822.00 | $49,400 Land $4,375 Building $45,025 | $790,400 Land $70,000 Building $720,400 |
| 2023 | $4,546.00 (+28.27%) | $54,484 (+35.33%) Land $4,690 Building $49,794 | $813,200 (+40.38%) Land $70,000 Building $743,200 |
| 2022 | $3,544.00 | $40,261 Land $4,865 Building $35,396 | $579,300 Land $70,000 Building $509,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA's flood maps do not cover 857 Panorama Pl; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 857 Panorama Pl is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 73% of Colorado |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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