862 N River Rd, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 862 N River Rd, Cosmopolis, WA 98537 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2010
Lot Size11.3 acres (494,406 sqft)
Owner2 Individual Names on File
Tax Bill$992 (2024)
Deeds & MortgagesFeb 2023 Mortgage
Oct 2017 Transfer
+ 1 more
Flood ZoneZone A (high risk)
APN160823340010

Property Details

APN / Parcel Number

Primary APN160823340010

Interior

Stories1 Story

Exterior

Year BuiltBuilt 2010
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area494,406 sqft (11.3 acres)

Location & Zoning

Street Address862 N RIVER RD
CityCOSMOPOLIS
StateWA
Zip98537-9713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 LS RD
Legal Range08W
Legal Township16N
Legal Section23
Legal Block233
Legal Lot Number3
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionNORTH RIVER
Census Block Group2
Census Block2037
Census Tract700

Owner

Source: Grays Harbor County records · APN 160823340010

Assessment roll updated May 31, 2024 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address862 N RIVER RD, COSMOPOLIS, WA 98537-9713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2023Deed of Trust, Mortgage · SBA Mortgage
U S SMALL BUSINESS ADMINISTRATION
Oct 09, 2017Affidavit of Death, Transfer
Oct 09, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateOct 09, 2017
Transfer Doc0010090011
Record UpdatedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address862 N RIVER RD, COSMOPOLIS, WA 98537-9713
Transaction TypeMortgage
Record UpdatedMay 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002010021
DateFeb 01, 2023
Instrument2023-02010021
Lender
NameU S SMALL BUSINESS ADMINISTRATION
TypeNon-Lending Institution
AddressCOSMOPOLIS, WA 98537
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term357 Months
DueNov 15, 2052

October 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionGRAYS HARBOR WA
Recording DateOct 09, 2017
Property Address862 N RIVER RD, COSMOPOLIS, WA 98537-9713
Document Number0010090012
Instrument DateOct 09, 2017
Instrument10090012
Transaction TypeTransfer
Record UpdatedNov 22, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 929 SHELTON WA 985840929, SHELTON, WA 98584-0929

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGRAYS HARBOR WA
Recording DateOct 09, 2017
Property Address862 N RIVER RD, COSMOPOLIS, WA 98537-9713
Document Number0010090011
Instrument DateOct 09, 2016
Instrument10090011
Transaction TypeTransfer
Record UpdatedNov 22, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address862 N RIVER RD COSMOPOLIS WA 985379713, COSMOPOLIS, WA 98537-9713

Tax Assessment & Valuation

Source: Grays Harbor County records · Assessment roll updated May 31, 2024 · Last verified October 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
Unified School DistrictNorth River School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$992.00$146,245 Land $76,680 Building $69,565$146,245 Land $76,680 Building $69,565

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grays Harbor County (53027C), updated November 27, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskLow
above 20% of the US · above 16% of Washington
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on N River Rd

Nearby Streets

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