Grays Harbor County property record for 795 N River Rd, Cosmopolis, WA 98537
| Property Type | Single Family Home |
|---|---|
| Details | 1,649 sqft · built 2005 |
| Lot Size | 10.1 acres (441,698 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Jun 2022) |
| Tax Bill | $3,453 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160822410030 |
| Primary APN | 160822410030 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,649 sqft Living Area |
| 1st Floor Area | 1,649 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 441,698 sqft (10.1 acres) |
| Garage Area | 4,326 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Porch |
| Porch Area | 943 sqft |
| Patio Area | 943 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 795 N RIVER RD |
|---|---|
| City | COSMOPOLIS |
| State | WA |
| Zip | 98537-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | G5 |
| Legal Description | TAX 3 |
| Legal Range | 22 |
| Legal Township | 08 |
| Legal Section | 16 |
| Legal Block | 224 |
| Legal Lot Number | 410 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | NORTH RIVER |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 700 |
795 N River Rd is owned and occupied by an individual who bought it in June 2022.
Source: Grays Harbor County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 795 N RIVER RD, COSMOPOLIS, WA 98537-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2022 · Amount on File |
| Deed Sale | Jun 23, 2022 · Amount on File |
| Deed Document Number | 202269 |
| Prior Transfer Date | Jun 21, 2022 |
| Prior Transfer Doc | 0000000069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Recording Date | Jun 23, 2022 |
| Property Address | 795 N RIVER RD, COSMOPOLIS, WA 98537-9711 |
| Document Number | 0006230069 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 2022-06230069 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Title Company | COAST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,650.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 795 N RIVER RD, COSMOPOLIS, WA 98537-9711 |
| Document Number | 0006230070 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 2022-06230070 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2026 property tax bill for 795 N River Rd was $3,453.
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Unified School District | North River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,453.00 | ||
| 2025 | $494,520 (-) Land $85,875 Building $408,645 | $494,520 (-) Land $85,875 Building $408,645 | |
| 2024 | $3,299.00 | $494,520 Land $85,875 Building $408,645 | $494,520 Land $85,875 Building $408,645 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 795 N River Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1999–2022) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 795 N River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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