Polk County property record for 862 Kettering Rd, Davenport, FL 33897 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,396 sqft · built 2006 |
| Lot Size | 0.33 acres (14,388 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Jan 2018) |
| Tax Bill | $3,003 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-25-11-486251-001460 |
| Primary APN | 26-25-11-486251-001460 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,396 sqft Living Area |
| Gross Area | 3,837 sqft |
| 1st Floor Area | 1,586 sqft |
| Upper Floors Area | 1,810 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 14,388 sqft (0.33 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Pool Type | Enclosed Pool |
| Porch | Finished/Open Porch |
| Porch Area | 45 sqft |
| Street Address | 862 KETTERING RD |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33897-7749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEGACY PARK - PHASE TWO PB 127 PGS 16-18 LOT 146 |
| Legal Range | 26E |
| Legal Township | 25S |
| Legal Section | 11 |
| Legal Subdivision | LEGACY PARK - PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 486251 |
| Legal Block | 2 |
| Legal Lot Number | 146 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12412 |
Source: Polk County records · APN 26-25-11-486251-001460
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 862 KETTERING RD, DAVENPORT, FL 33897-7749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 19, 2023 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU |
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Dec 07, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Jan 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MTG SOLUTIONS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 23, 2018 · Amount on Record |
| Deed Sale | Jan 23, 2018 · Amount on Record |
| Prior Sale | Aug 22, 2006 · Amount on Record |
| Deed Document Number | 201816285 |
| Deed Book / Page | 10375 / 712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 29, 2026 |
| Property Address | 862 KETTERING RD, DAVENPORT, FL 33897-7749 |
| Document Number | 0000180644 |
| Book / Page | 14092 / 2056 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 2026180644 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 862 KETTERING RD, DAVENPORT, FL 33897-7749 |
| Document Number | 0000180644, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 14092/2056 |
| Instrument | 2026180644 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 862 KETTERING RD, DAVENPORT, FL 33897-7749 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 862 KETTERING RD, DAVENPORT, FL 33897-7749 |
| Document Number | 0000143392 |
|---|---|
| Date | Jun 19, 2023 |
| Book Page | 12733/2044 |
| Instrument | 2023143392 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 12, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 862 KETTERING RD, DAVENPORT, FL 33897-7749 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 852 KETTERING RD, DAVENPORT, FL 33897-7749 |
| Document Number | 0000219110 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 11858/1454 |
| Instrument | 2021219110 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 862 KETTERING RD, DAVENPORT, FL 33897-7749 |
| Document Number | 0106970347 |
| Instrument Date | Dec 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2018 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 862 KETTERING RD DAVENPORT FL 338977749, DAVENPORT, FL 33897-7749 |
| Document Number | 0106970347 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 010697/000347 |
| Instrument | 258576 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 23, 2018 |
| Property Address | 862 KETTERING RD, DAVENPORT, FL 33897-7749 |
| Document Number | 0103750712 |
| Book / Page | 010375 / 000712 |
| Instrument Date | Jan 02, 2018 |
| Instrument | 16285 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2018 |
| Title Company | EQUITABLE TITLE/CELEBRATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 862 KETTERING RD DAVENPORT FL 338977749, DAVENPORT, FL 33897-7749 |
| Document Number | 103750714 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 010375/000714 |
| Instrument | 16286 |
| Name | ANGEL OAK MTG SOLUTIONS |
|---|---|
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,003.00 (-5.45%) Homeowner's exemption | $272,509 (+5.99%) | $392,839 (-3.11%) Land $74,000 Building $318,839 |
| 2023 | $3,176.00 (+2.72%) Homeowner's exemption | $257,116 (+3%) | $405,435 (+20.1%) Land $72,000 Building $333,435 |
| 2022 | $3,092.00 Homeowner's exemption | $249,627 | $337,589 Land $60,000 Building $277,589 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050124122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Moderate above 46% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 909 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 580 locations within about half a mile of this property
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|---|---|---|
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