823 Kettering Rd, Davenport, FL 33897 Property Records

Polk County property record for 823 Kettering Rd, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,960 sqft · built 2006
Lot Size	0.149 acres (6,499 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jul 2019)
Tax Bill	$3,790 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-11-486251-001510`

Property Details

APN / Parcel Number

Primary APN	`26-25-11-486251-001510`
Alternative APNs	`112526486251001510` `12526000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	1,960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,499 sqft (0.149 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	380 sqft
Pool Type	Enclosed Pool
Porch	Finished/Open Porch
Porch Area	30 sqft

Location & Zoning

Street Address	823 KETTERING RD
City	DAVENPORT
State	FL
Zip	33897-7750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGACY PARK - PHASE TWO PB 127 PGS 16-18 LOT 151
Legal Range	26E
Legal Township	25S
Legal Section	11
Legal Subdivision	LEGACY PARK - PHASE TWO
Legal Phase	2
Legal Tract	486251
Legal Block	2
Legal Lot Number	151
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2000
Census Tract	12412

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	823 KETTERING RD, DAVENPORT, FL 33897-7750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · USDA Mortgage NATIONSTAR MORTGAGE LLC
Jul 15, 2019	Warranty Deed, Transfer SUCCESS MTG PTRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Prior Sale	May 18, 2016 · Amount on Record
Deed Document Number	2019146168
Deed Book / Page	10905 / 2202
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	823 KETTERING RD, DAVENPORT, FL 33897-7750
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 KETTERING RD, DAVENPORT, FL 33897-7750

Mortgage

Document Number	0000248630
Date	Oct 19, 2023
Book Page	12881/868
Instrument	2023248630

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Aug 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 15, 2019
Property Address	823 KETTERING RD, DAVENPORT, FL 33897-7750
Document Number	0109052202
Book / Page	010905 / 002202
Instrument Date	Jun 12, 2019
Instrument	146168
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	823 KETTERING RD DAVENPORT FL 338977750, DAVENPORT, FL 33897-7750

Mortgage

Document Number	109052204
Date	Jul 15, 2019
Book Page	010905/002204
Instrument	146169

Lender

Name	SUCCESS MTG PTRS
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,704 (-3.57%) Land $74,000 Building $208,704	$282,704 (-3.57%) Land $74,000 Building $208,704
2025	$3,790.00 (-11.55%)	$293,176 (-3.75%) Land $74,000 Building $219,176	$293,176 (-3.75%) Land $74,000 Building $219,176
2023	$4,285.00 (+9.09%)	$304,584 (+11.61%) Land $72,000 Building $232,584	$304,584 (+11.61%) Land $72,000 Building $232,584
2022	$3,928.00	$272,905 Land $60,000 Building $212,905	$272,905 Land $60,000 Building $212,905

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST serves 60,557 people · EPA ID FL6530617
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications, T-Mobile, Verizon.

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