Kane County property record for 862 Illinois Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 912 sqft · built 1950 |
| Lot Size | 0.147 acres (6,402 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Feb 2015) |
| Tax Bill | $4,417 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-477-012 |
| Primary APN | 06-24-477-012 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Gross Area | 1,824 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 6,402 sqft (0.147 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 862 ILLINOIS AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINZLAR ADDN LOT 4 BLOCK 3 |
| Legal Subdivision | WINZLAR ADDN |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 851400 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 862 ILLINOIS AVE, ELGIN, IL 60120-8360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2015 · Amount on Record |
| Deed Sale | Feb 11, 2015 · Amount on Record |
| Deed Document Number | 20156941 |
| Prior Transfer Date | Oct 30, 2007 |
| Prior Transfer Doc | 0000112701 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 862 ILLINOIS AVE, ELGIN, IL 60120-8360 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PRECISION TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000020542 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 2020K020542 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,417.00 (+15.75%) Homeowner's exemption | $65,909 (+8.57%) Land $11,745 Building $54,164 | $197,806 (+8.57%) Land $35,249 Building $162,557 |
| 2024 | $60,707 (+21.39%) Land $10,818 Building $49,889 | $182,194 (+21.44%) Land $32,467 Building $149,727 | |
| 2022 | $3,816.00 (+4.98%) Homeowner's exemption | $50,008 (+6.96%) Land $8,911 Building $41,097 | $150,024 (+6.96%) Land $26,733 Building $123,291 |
| 2021 | $3,635.00 Homeowner's exemption | $46,754 Land $8,331 Building $38,423 | $140,262 Land $24,993 Building $115,269 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 102 (1979–2020) |
| Claims Outside the SFHA | 11 of 102 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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