862 Ferdinand Ave, El Granada, CA 94018 Property Records

San Mateo County property record for 862 Ferdinand Ave, El Granada, CA 94018

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,700 sqft · built 1988
Lot Size	0.18 acres (7,820 sqft)
Owner	2 Individual Names on File
Last Sale	$813,000 (Jul 2012)
Tax Bill	$12,714 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`047-136-420`

Property Details

APN / Parcel Number

Primary APN	`047-136-420`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,700 sqft Living Area
Gross Area	3,380 sqft
1st Floor Area	1,390 sqft
2nd Floor Area	1,310 sqft
Basement Area	680 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Wood
Roof Material	Other
Lot Area	7,820 sqft (0.18 acres)
Lot Dimensions	6,784 ft deep x 6,784 ft wide
Garage Type	Basement
Garage Area	680 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	862 FERDINAND AVE
City	EL GRANADA
State	CA
Zip	94018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10000
Legal Description	LOT 3 & PTNS OF LOTS 1 & 2 BLK 59 GRANADA SUB NO 7 RSM 6/64
Legal Subdivision	GRANADA SUB NO 7
Legal Block	59
Legal Lot Number	3,1,2
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1004
Census Tract	613502

Owner

862 Ferdinand Ave is owned and occupied by two individuals who acquired it in July 2020.

Source: San Mateo County records, as of July 30, 2025

Owner of Record	2 Individual Names on File
Mailing Address	862 FERDINAND AVE, EL GRANADA, CA 94018-8038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2012 · Amount on File
Deed Sale	Jul 19, 2012 · Amount on File
Deed Document Number	2012101586
Last Transfer Date	Jul 24, 2020
Transfer Doc	0000078742
Record Updated	Sep 20, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Aug 10, 2020
Property Address	862 FERDINAND AVE, EL GRANADA, CA 94018
Document Number	0000078742
Map Reference	MB 6 PG 64
Instrument Date	Jul 24, 2020
Instrument	2020-078742
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	862 FERDINAND AVE, EL GRANADA, CA 94018

Mortgage

Document Number	0000078743
Date	Aug 10, 2020
Instrument	2020-078743

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 862 Ferdinand Ave was $12,714 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 30, 2025

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,021,160 (+2%) Land $510,580 Building $510,580
2025	$12,714.00 Homeowner's exemption	$1,001,138 Land $500,569 Building $500,569
2023	$11,424.00 (+2.17%) Homeowner's exemption	$962,264 Land $481,132 Building $481,132	$1,467,810
2022	$11,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 862 Ferdinand Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 862 Ferdinand Ave is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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