855 Ferdinand Ave, El Granada, CA 94018 Property Records

San Mateo County property record for 855 Ferdinand Ave, El Granada, CA 94018

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,160 sqft · built 1987
Lot Size0.148 acres (6,455 sqft)
Owner2 Trust Names on File
Last Sale$659,000 (Nov 2002)
Tax Bill$12,172 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN047-133-130

Property Details

APN / Parcel Number

Primary APN047-133-130

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,160 sqft Living Area
1st Floor Area1,110 sqft
2nd Floor Area1,050 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeWood
Lot Area6,455 sqft (0.148 acres)
Lot Dimensions136 ft deep x 37 ft wide
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address855 FERDINAND AVE
CityEL GRANADA
StateCA
Zip94018-8038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10000
Legal DescriptionLOT 18 BLK 60 SUB NO 7 OF GRANADA RSM 6/64
Legal SubdivisionSUB NO 7 OF GRANADA
Legal Block60
Legal Lot Number18
JurisdictionSAN MATEO CA
Township / Civil DivisionHALF MOON BAY
Census Block Group1
Census Block1012
Census Tract613502

Owner

855 Ferdinand Ave is owner-occupied and held in a trust since August 2012.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Trust Names on File
Mailing Address855 FERDINAND AVE, EL GRANADA, CA 94018-8038
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2002 · Amount on File
Deed SaleNov 8, 2002 · Amount on File
Deed Document Number2002230574
Last Transfer DateAug 10, 2012
Transfer Doc0000116846
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address855 FERDINAND AVE, EL GRANADA, CA 94018-8038
Transaction TypeMortgage
Record UpdatedDec 2, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address855 FERDINAND AVE, EL GRANADA, CA 94018-8038

Mortgage

Document Number0000157639
DateNov 12, 2021
Instrument2021-157639
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.17%
Type Change DateAug 1, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.17%
IndexOther
Margin3
Max Rate7.17%

Tax Assessment & Valuation

The 2025 property tax bill for 855 Ferdinand Ave was $12,172 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$973,520 (+2%) Land $486,760 Building $486,760
2025$12,172.00 Homeowner's exemption$954,432 Land $477,216 Building $477,216
2023$10,933.00 (+2.21%) Homeowner's exemption$917,372 Land $458,686 Building $458,686$1,241,190
2022$10,697.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 855 Ferdinand Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 855 Ferdinand Ave is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOASTSIDE COUNTY WATER DISTRICT
serves 19,033 people · EPA ID CA4110011
Water SourceSurface water
Last State InspectionJul 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cruzio
Fixed Wireless
1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ferdinand Ave

Nearby Streets

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