862 E Dry Creek Rd, Sandy, UT 84094 Property Records

Salt Lake County property record for 862 E Dry Creek Rd, Sandy, UT 84094

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,318 sqft · built 1978
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,015 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-20-327-005`

Property Details

APN / Parcel Number

Primary APN	`28-20-327-005`
Alternative APN	`28-20-327-005-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,318 sqft Living Area
Gross Area	2,924 sqft
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Finished Basement	1,130 sqft
Unfinished Basement	58 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	460 sqft
Driveway	Concrete Driveway

Exterior Amenities

Porch	Covered Porch
Porch Area	88 sqft
Deck Area	60 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	862 E DRY CREEK RD
City	SANDY
State	UT
Zip	84094-5566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1108
Legal Description	LOT 316, STORM MOUNTAIN TERRACE #3 5000-0880 6059-1586 6069-1587 6635-2438 7104-2735 8425-6399 8847-4348 9703-4443 9918-0989 10083-4114 10835-2936
Legal Range	1E
Legal Township	3S
Legal Section	20
Legal Subdivision	STORM MOUNTAIN TERRACE #3
Legal Block	2
Legal Lot Number	316
Jurisdiction	SALT LAKE UT
Township / Civil Division	SALT LAKE CITY
Census Block Group	2
Census Block	2002
Census Tract	112805

Owner

Source: Salt Lake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11275 S SANDY GULCH RD, SANDY, UT 84094-5333
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE CORP
Feb 2, 2022	Warranty Deed, Transfer FIRST AMERICAN UNION HTS CTR, FIRST AMER UNION HEIGHTS CTR
Sep 24, 2019	Warranty Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE CORP
May 2, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026
Deed Sale	Jan 30, 2026
Prior Sale	Feb 2, 2022
Deed Document Number	202614494756
Deed Book / Page	11634 / 8913
Prior Transfer Date	Feb 10, 1995
Prior Transfer Doc	0006026206
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	862 E DRY CREEK RD, SANDY, UT 84094-5566
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013398797
Date	Sep 21, 2020
Book Page	11022/1364
Instrument	13398797

Lender

Name	DIRECT MORTGAGE CORP
Type	Mortgage Company
Address	MIDVALE, UT 84047

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2045

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALT LAKE UT
Recording Date	Feb 2, 2022
Property Address	862 E DRY CREEK RD, SANDY, UT 84094-5566
Document Number	0013883426
Book / Page	11301 / 9382
Instrument Date	Jan 19, 2022
Instrument	13883426
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	FIRST AMERICAN UNION HTS CTR, FIRST AMER UNION HEIGHTS CTR

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	862 E DRY CREEK RD, SANDY, UT 84094-5566

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALT LAKE UT
Recording Date	Sep 24, 2019
Property Address	862 E DRY CREEK RD, SANDY, UT 84094-5566
Document Number	0013081722
Book / Page	10835 / 2936
Instrument Date	Sep 23, 2019
Instrument	13081722
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	HIGHLAND TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 E DRY CREEK RD, SANDY, UT 84094-5566

Mortgage

Document Number	0013081847
Date	Sep 24, 2019
Instrument	13081847

Lender

Name	DIRECT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALT LAKE UT
Property Address	862 E DRY CREEK RD, SANDY, UT 84094-5566
Document Number	0013002358
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 E DRY CREEK RD SANDY UT 840945566, SANDY, UT 84094-5566

Mortgage

Document Number	0013002358
Date	Jun 4, 2019
Book Page	010788/002495
Instrument	13002358

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Salt Lake County assessment roll, as of June 3, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Salt Lake County
Municipality	Sandy City
Unified School District	Canyons School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,015.00 (+4.18%)	$579,700 (+98.42%) Land $130,300 Building $449,400	$579,700 (+9.13%) Land $130,300 Building $449,400
2024	$2,894.00 (+2.95%)
2023	$2,811.00 (+2.18%) Homeowner's exemption	$292,160 Land $64,185 Building $227,975	$531,200 Land $116,700 Building $414,500
2022	$2,751.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDY CITY WATER SYSTEM serves 99,750 people · EPA ID UTAH18028
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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