862 Bluestone Wild Rd, Banner Elk, NC 28604 Property Records

Watauga County property record for 862 Bluestone Wild Rd, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,340 sqft · built 1999
Lot Size	4.06 acres (176,854 sqft)
Owner	Company Name on Record
Last Sale	$276,000 (Mar 2019)
Tax Bill	$2,106 (2024)
Deeds & Mortgages	Mar 2024 Transfer Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1889-18-8938-000`

Property Details

APN / Parcel Number

Primary APN	`1889-18-8938-000`
Alternative APNs	`1794313` `1860988`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,340 sqft Living Area
1st Floor Area	960 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	176,854 sqft (4.06 acres)
Porch	Porch
Porch Area	192 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1860988
Street Address	862 BLUESTONE WILD RD
City	BANNER ELK
State	NC
Zip	28604-8553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT BLUE STONE WILD
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	5
Census Block	5032
Census Tract	920900

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2208 N 43RD AVE, HOLLYWOOD, FL 33021-3522
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Intrafamily Transfer, Transfer
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	2019677570
Deed Book / Page	2020 / 480
Last Transfer Date	Mar 28, 2024
Transfer Doc	0023770109
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WATAUGA NC
Recording Date	Mar 28, 2024
Property Address	862 BLUESTONE WILD RD, BANNER ELK, NC 28604-8553
Document Number	0023770109
Book / Page	2377 / 109
Instrument Date	Mar 28, 2024
Instrument	739505
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2208 N 43RD AVE, HOLLYWOOD, FL 33021-3522

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Mar 29, 2019
Property Address	862 BLUESTONE WILD RD, BANNER ELK, NC 28604-8553
Document Number	0020200480
Book / Page	2020 / 0480
Map Reference	MB 262 PG 324
Instrument Date	Mar 29, 2019
Instrument	677570
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$552.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 N 43RD AVE, HOLLYWOOD, FL 33021-3522

Mortgage

Document Number	677571
Date	Mar 29, 2019
Instrument	677571

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,400 (-) Land $70,600 Building $473,800
2025		$544,400 (-) Land $70,600 Building $473,800
2024	$2,106.00		$544,400 Land $70,600 Building $473,800
2023		$544,400 Land $70,600 Building $473,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	16 (1994–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 11 claims Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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