850 Bluestone Wild Rd, Banner Elk, NC 28604 Property Records

Watauga County property record for 850 Bluestone Wild Rd, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,047 sqft · built 1982
Lot Size	10.4 acres (456,509 sqft)
Owner	2 Individual Names on Record
Last Sale	$578,000 (Oct 2019)
Tax Bill	$4,894 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1889-29-1507-000`

Property Details

APN / Parcel Number

Primary APN	`1889-29-1507-000`
Alternative APN	`1810602`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,047 sqft Living Area
1st Floor Area	1,088 sqft
Basement Area	1,020 sqft
Finished Basement	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	456,509 sqft (10.4 acres)
Garage Type	Detached
Garage Area	3,744 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	700 sqft
Porch	Porch
Porch Area	912 sqft
Patio Area	1,363 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1810602
Street Address	850 BLUESTONE WILD RD
City	BANNER ELK
State	NC
Zip	28604-8553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T-B BLUESTONE WILD
Legal Subdivision	BLUESTONE WILD
Legal Tract	B
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	5
Census Block	5032
Census Tract	920900

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 BENWELL CT, CARY, NC 27519-8697
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CASPER MARK V TRUST (RT)
Oct 31, 2019	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	2019684187
Deed Book / Page	2057 / 813
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	850 BLUESTONE WILD RD, BANNER ELK, NC 28604-8553
Document Number	0021180140
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple

Mortgage

Document Number	0021180140
Date	Aug 28, 2020
Book Page	002118/000140
Instrument	694433

Lender

Name	CASPER MARK V TRUST (RT)
Address	5405 LAUREL DR NW, CANTON, OH 44718-1665

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 27, 2040

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 31, 2019
Property Address	850 BLUESTONE WILD RD, BANNER ELK, NC 28604-8553
Document Number	0020570813
Book / Page	2057 / 0813
Map Reference	MB 19 PG 432
Instrument Date	Oct 29, 2019
Instrument	684187
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 BENWELL CT, CARY, NC 27519-8697

Mortgage

Document Number	684188
Date	Oct 31, 2019
Instrument	684188

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,205,100 (-) Land $164,800 Building $1,040,300
2025	$4,894.00	$1,205,100 (-) Land $164,800 Building $1,040,300
2024			$1,205,100 Land $164,800 Building $1,040,300
2023		$1,205,100 Land $164,800 Building $1,040,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	16 (1994–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 11 claims Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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